which card for new credit

pnebabe

i dont already have a credit card and im booking tickets to new york and have been advised using a credit card incase company collapses , which one should i apply for as a have a good credit scoring and will be paying it off within the month
any advise would be appreicaited
thanks x

darcyvuqua

mbna maybe the virgin card

pnebabe

thanks !!! is it true a credit card will cover any airline going bust

darcyvuqua

i am sure it is under section 75 as long as you pay at least £100

dhassen

If you're going for a new card to buy something with, look out for cashback cards rather than the Virgin card (which is great for shifting existing debt with it's 0% BT deal).
http://www.stoozing.com/cashback.php
if you pay off the card in full you won't be charged interest but you will earn some cashback.

NickX

darcyvuqua wrote: »

i am sure it is under section 75 as long as you pay at least £100

All cards benefit from Section 75 protection provided the goods\services purchased cost between £100 and £30,000.

You do not need to pay the full amount on a Credit Card, indeed you could pay as little as £1 on the Card and still the whole transaction would benefit from Section 75 protection.

moneypooh

definitely a cashback card if you can.

StevesPalm

Depending on how much you are spending a cash back card sounds good.

Might want to consider the Virgin card if you are flying with Virgin to NY? I have a Virgin card and recently booked 5 tickets to fly to NY with it and it saved me nearly £400, You get 10% discount with Virgin Atlantic if paying with a vergin cc although you still have to pay the 1.5% card fee so it's about 8.5% IIRC

Cheers
Steve

pnebabe

many thanks for all your replys !!
you have been a great help
nicola x