which card for new credit

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i dont already have a credit card and im booking tickets to new york and have been advised using a credit card incase company collapses , which one should i apply for as a have a good credit scoring and will be paying it off within the month
any advise would be appreicaited
thanks x

Comments

  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
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    mbna maybe the virgin card
    you cant change yesterday
    but you can make tomorrow better
  • pnebabe
    pnebabe Posts: 50 Forumite
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    thanks !!! is it true a credit card will cover any airline going bust
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
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    i am sure it is under section 75 as long as you pay at least £100
    you cant change yesterday
    but you can make tomorrow better
  • dhassen
    dhassen Posts: 759 Forumite
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    If you're going for a new card to buy something with, look out for cashback cards rather than the Virgin card (which is great for shifting existing debt with it's 0% BT deal).
    http://www.stoozing.com/cashback.php
    if you pay off the card in full you won't be charged interest but you will earn some cashback.
    Official DFW Nerd Club - Member no. 784 - Proud to be dealing with my debts
  • NickX
    NickX Posts: 3,046 Forumite
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    darcyvuqua wrote: »
    i am sure it is under section 75 as long as you pay at least £100

    All cards benefit from Section 75 protection provided the goods\services purchased cost between £100 and £30,000.

    You do not need to pay the full amount on a Credit Card, indeed you could pay as little as £1 on the Card and still the whole transaction would benefit from Section 75 protection.
  • moneypooh
    moneypooh Posts: 2,217 Forumite
    First Anniversary Combo Breaker
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    definitely a cashback card if you can.
  • StevesPalm
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    Depending on how much you are spending a cash back card sounds good.

    Might want to consider the Virgin card if you are flying with Virgin to NY? I have a Virgin card and recently booked 5 tickets to fly to NY with it and it saved me nearly £400, You get 10% discount with Virgin Atlantic if paying with a vergin cc although you still have to pay the 1.5% card fee so it's about 8.5% IIRC

    Cheers
    Steve
  • pnebabe
    pnebabe Posts: 50 Forumite
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    many thanks for all your replys !!
    you have been a great help
    nicola x
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