We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.

How do i start?

Just a quick question on bankruptcy, How do i start the proceedings if ifeel this is the best route for me.Do i contact the local court for the documents to fill in or contact one of the IP firms you see advirtised? just wanted to know how to start the ball rolling?

Comments

  • if youve took advice on that br is the best option for you, you can do the forms online or request them from either the courts or the citizens advice. you dont need to go to any firms you see advertised as they will charge you stupid amounts to do the forms and they are abit confusing but as long as you have the info they are fairly simple.

    ring up your county court to see what sort of service they do whever is drop in or appointments, they are very busy so be prepared to wait a few weeks

    any questions ask away

    im going to get you the address for the sites you need

    lisa
    If you want to see the rainbow ,you gotta put up with some rain
  • Hi liddley,

    Welcome to the forum! The first thing you need to do is talk to at least one of the debt charities listed in the first thread on this board. They will give you free, impartial advice about the best route for you in your particular situation. As Lisa says, definitely DON'T go to any company that charges you for advice or help - the charities do exactly the same job for free!

    If BR is the way forward for you, the Judge will ask you on the day you go BR whether you have taken advice from one of the charities, and may delay your BR if you haven't!

    Keep posting here and asking questions! Very best of luck to you! CBx;)
  • this link is for the online forms
    https://www.insolvencydirect.gov.uk/isolv/public/debtor/startDebtorForm.do

    this link is the one to find your local court that does br
    http://www.hmcourts-service.gov.uk/HMCSCourtFinder/

    also read through the stickys at the top of the forum if you have already take proper advice as it will tell you alot of the ins and outs
    If you want to see the rainbow ,you gotta put up with some rain
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.4K Banking & Borrowing
  • 252.1K Reduce Debt & Boost Income
  • 452.4K Spending & Discounts
  • 241K Work, Benefits & Business
  • 617.3K Mortgages, Homes & Bills
  • 175.7K Life & Family
  • 254.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.