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Debate House Prices
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Anyone been down the Job Centre?
Comments
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mvengemvenge wrote: »Ah, yes, but I think some are in for a nasty shock. They need to move fast, because after 6 months they can't place restrictions on the wage/type of job.
Thing is, there simply aren't going to be enough well-paid jobs left to soak them up, as many won't have the relevant experience.
There won't even be many 'McJobs' for want of a better description, since low skill jobs are always massively oversubscribed when times are tight.
It's really difficult to see what the sum impact on the welfare state is going to be. We have huge 'off balance sheet' liabilities already, paid for with abundant tax receipts and rampant borrowing through the good times.
Now tax take is set to shrink and it's set to get harder for the government to borrow money. As the ranks of the unemployed swell, things are going to get very tricky indeed with respect to welfare. Even weeding out the minority element of scroungers so as to make more cash available for legitimate claimants is going to be tricky when there really aren't any jobs out there no matter how much people want one.--
Every pound less borrowed (to buy a house) is more than two pounds less to repay and more than three pounds less to earn, over the course of a typical mortgage.0 -
My very small consolation if I get laid off and have to start claiming will be that I will become the sort of person who annoys you. I may also take up hard drugs and wearing the same shirt for a week just to get right under your skin. An affectation of a limp, plus praying to Mecca should complete the picture.
reported. racism.0 -
you won't see any of them down the jobcentre. They'll have gone back to their old trade of mugging little old ladies outside the post officeamcluesent wrote: »of whether those signing-on are now peppered with distressed EAs,
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I'm a conveyancer and was laid off in September as the firm I worked for got rid of all their fee earners.
I haven't been able to find work since, but having said that have had a lovely time redecorating our house, spending more time with the kids and not having to feel like I am keeping a million balls up in the air.
I feel as if I'm on a sabatical at the moment - we are lucky though that in July we went onto a base rate tracker mortgage, we tied in our fuel prices last January until the end of this year and we bought ourselves a caravan and car using my salary during the 23 months that I was back at work after having my second child. We paid it all off so have no debts thankfully and because we did that we are used to living on one salary.
Plus we don't have expensive habits and we have enough stashed away to pay our bills etc for 12 months which we haven't had to touch as yet.
Hubby is a Landscape Gardener and amazingly still has work - he says it is deadly quiet in all the building yards etc
Kids are back to school and I am due to sign on again this Friday at our local job centre where everyone has been lovely to me. Bizarrely I feel blessed at the moment as my youngest is only 3 so at nursery only 2.5 hours a day and it has meant that I have been able to spend his last year before school doing mummy things with him.
BD xx
Well done - looks like unllike many you were financially sensible and prepared for bad times during the good ones.
Plus you are making the most of your situation. There are lots of useful and rewarding things that one can do in the event of not having to go to an office every day.--
Every pound less borrowed (to buy a house) is more than two pounds less to repay and more than three pounds less to earn, over the course of a typical mortgage.0 -
gaslampshade wrote: »reported. racism.
You join just to make a report?
Or did you join just to tell people that you made a report?
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I am Ye Olde Spinstermvengemvenge wrote: »Try going on top for once. Every woman deserves a treat sometimes
ewwwww. Don't fancy that.mvengemvenge wrote: »I suppose the answer to that is have a skill that will always be in demand
(ie undertaker) and try to get the funding to set up your own business. Not
the best time to do that, though, unfortunately.
I'd love to work in insolvency, but you can't just pick something out of the air like that and say "I fancy that" then do it.0 -
PasturesNew wrote: »I am Ye Olde Spinster
ewwwww. Don't fancy that.
I'd love to work in insolvency, but you can't just pick something out of the air like that and say "I fancy that" then do it.
My partner is an insolvency examiner. 3 years hard training.Fokking Fokk!0 -
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reported. moron with no sense of humour.gaslampshade wrote: »reported. racism.0 -
PasturesNew wrote: »So you're not sat, home alone, in a bedsit, eking out your £60 JSA per week and scouring the papers forlornly.
£60.50......that 50p goes miles in the pound shop.Fokking Fokk!0
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