The Secret DFW/Saving for a house Diary of Eamd Aged 14¾

mickey_mouse

joins you both in a cuppa:D

well done on the £2 savings - that is a good amount:D

embarrassed_about_my_debt

Sorry to hear about the fall Dragon, hope your gettin better!

Thanks Mickey, they soon build up although seem to come in fits and starts!

embarrassed_about_my_debt

Morning all,

Well another friday and another payday! Have transferred my "expenses" into their account for when they are needed (car, presents etc) have also transferred £100 to my house savings!

So now have 5 squares coloured and £250 saved! Its abit of a novelty this having savings lark :eek:

Just got to stick to it!

Cheap weekend this week, got a night in with my gf tonight and a mate is coming round tomorrow night so will be very DFW (apart from a Pizza )

Whats everyone else got planned for the weekend?

off to update my signature and :coffee: time!

embarrassed_about_my_debt

Morning all,

Well another week and some more savings! Have done my weekly transfer but also managed to save an extra £50 this week!

So off to update my signature although im splitting my savings between the house and what was mentioned earlier in the thread!

I've decided im gonna cancel my Barclaycard and reduce the lmit on my Abbey card to £5k Not that i plan on using it but it might be needed for emergencies or for furniture when me and my gf get a house (Abbey offer more 0% deals which is why im keeping this one!)

Time for a :coffee:

embarrassed_about_my_debt

Well i've cancelled my Barclaycard! :j

I havent reduced my Abbey card yet but will do when i get a chance next week. So my available credit is now down to £11,400 :eek: Not alot else to report at the minute!

:coffee: time, who else wants one!

The_Dragon

embarrassed_about_my_debt wrote: »

Well i've cancelled my Barclaycard! :j

I havent reduced my Abbey card yet but will do when i get a chance next week. So my available credit is now down to £11,400 :eek: Not alot else to report at the minute!

:coffee: time, who else wants one!

Ooh well done you and yes please to the :coffee:!!

embarrassed_about_my_debt

One :coffee:

Rang up Abbey have reduced my Abbey card to £5k this is probably still way too much but is the level i have decided on. It will probably get reduced again later but for now i think cutting £9,880 off of my available credit is quite a big step!

Im now down to 1 debit card and 1 credit card!

embarrassed_about_my_debt

Morning all,

Still manic at work!

Update on savings -

Deposit Savings - £325 - Squares 6/150
Other Savings - £232.50 - Squares 5/50

Not alot else to report, roll on February!

Time for a :coffee:

embarrassed_about_my_debt

Morning all,

Had a week off last week, didnt do alot but much needed!

The battery died on my new car so that was £100 for a new one but at least the money was already sitting in my side account for my car repairs! Meant i didnt have to worry about it.

Update on savings -

Deposit Savings - £400 - Squares 8/150
Other Savings - £265 - Squares 5/50


How is everyone else?

Need to have a sort out of old car parts (hopefully the weekend) and get rid as there is quite a bit of money sitting which could go to my "other savings"!

Time to update my signature and have a :coffee:

ragstoricheswannabe

Hiya, is your car not under any warranty?? my car seems to want a new battery every year when winter starts.......

just wanted to say well done on your savings, how much do you reckon you will need for a house? not forgetting solicitors fees and stamo duty......i saved just over £5k when me and my fella bought our first place (well before the boom) and the fee's ate it all up and ended up with a 100% mortgage.

keep up the good work
love rags
xxxxxxxx