ford finance credit @ 0%

jayjayuk

true true thanks for the advise, i think ill hold out may even wait another 2 years.... till it needs an mot, if i start saving a bit now i can pay it off:)

Kavanne

jayjayuk wrote: »

true true thanks for the advise, i think ill hold out may even wait another 2 years.... till it needs an mot, if i start saving a bit now i can pay it off:)

THAT'S more like it. But the smileys give the whole thing an air of insincerity...are you just trying to shut us up!?

jayjayuk

lol not at alll :cool:

its taken me ages to build up my credit raiting to get cars n stuff

so ill wait..... to be hohnest i think the new fiesta looks like a civic

and im sure car prices and intrest rates will come down more this year as the country isnt doing that well at the moment.....

i think it was just the thought of having something new again lol

Kavanne

yeah you MUST resist that. You will only feel worse when you realise what you have done Believe me, I know.

NickX

jayjayuk wrote: »

and im sure car prices and intrest rates will come down more this year as the country isnt doing that well at the moment.....

i think it was just the thought of having something new again lol

I think you are making the right decision.

Back in November I almost spent over £20k on a car (courtesy of MBNA). In the end I decided against it because the thought of all that depreciation during a recession was too much for me.

Hoping to buy the same car for substantially less in about a years time

jayjayuk

yer.... when i went to ford and they only offerd me 5k

and said the extra 2k could be carried over, but my total intrest would be 4.9%

but id be paying £249 a MONTH which is a big jump from £149

i wonder if i was sold a loan or if its hpi???? im not sure???? does anone know????

after 3-4 years i only ow about £2,500

so im sure my car would be worth that after 3 years so i may wait till then....