Br in the morning can u check my soa final edit thanks

wallopadonkey

ok i have re
done this now to show the £200 housing benefit we should be getting soon (backdated so they say)
i have removed items you do not think we will get away with please have a quick look see what you think
cheers dave

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 2
Number of children in household......... 3
Number of cars owned.................... 2

Monthly Income Details
Monthly income after tax................ 922
Partners monthly income after tax....... 0
Benefits................................ 710
Other income............................ 200
Total monthly income.................... 1832

Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 600
Management charge (leasehold property).. 0
Council tax............................. 90
Electricity............................. 35
Gas..................................... 35
Oil..................................... 0
Water rates............................. 50
Telephone (land line)................... 57
Mobile phone............................ 0
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 512
Clothing................................ 100
Petrol/diesel........................... 130
Road tax................................ 34
Car Insurance........................... 55
Car maintenance (including MOT)......... 40
Car parking............................. 0
Other travel............................ 34
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 8
Pet insurance/vet bills................. 3
Buildings insurance..................... 0
Contents insurance...................... 12
Life assurance ......................... 0
Other insurance......................... 8
Presents (birthday, christmas etc)...... 0
Haircuts................................ 15
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
(Unnamed monthly expense)............... 0
Total monthly expenses.................. 1830


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 700
Other assets............................ 0
Total Assets............................ 700

No Secured Debt

Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-


Monthly Budget Summary
Total monthly income.................... 1,832
Expenses (including secured debts)...... 1,830
Available for debt repayments........... 2
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 2

Personal Balance Sheet Summary
Total assets (things you own)........... 700
Total Secured debt...................... -0
Total Unsecured debt.................... -0
Net Assets.............................. 700

Created using the SOA calculator at https://www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission.

DON79

Hi WAD, you beat me to it with your revisions, that looks good and now you have not got a deficit! :T well done.

Donna

wallopadonkey

right then this looks ok does it!?
thank you all for your kind words
we will have to play with the figures to keep the sky etc kids will kill me if they dont have that lol
doh
cheers again
dave

DON79

Yes it does look fine, and the thing is that even if the OR does tell you to cut back on things, there is no way that you can end up with an IPA as the OR is now allowed to use the child benefit income towards calculating an IPA.

I have sky too, and my kids like the disney channel. we have a tv, phone and internet package so I have put it all under "phone".

I really do think that you won't have any problem at all, now go get yourself some sleep, you need to be rested.

Best wishes for tomorrow!

wallopadonkey

:beer::kisses3:

copier_guy

PLease come back and let us know how it went.

Were 'pre BR' at the mo and reading as much as poss to find peoples experiences

wallopadonkey

ok will do just setting out now!!

a$$ is twitching a bit lol
cheers one and all
dave:eek:

carlita

Good Luck for today

dalip

Yes hope it is going ok.Dx

wallopadonkey

woohoo all done now!

god sooo relieved