tax an ni amount...

postingalwaysposting

thanks ctm and ems! i have now decided i will ring them monday it would be good if i could get some back thanks everyone i will let you know how i get on

postingalwaysposting

well, i am on the correct tax code and have been paying the correct amount ah well never mind, thanks everyone anyway

ctm_2

postingalwaysposting wrote:

well, i am on the correct tax code and have been paying the correct amount ah well never mind, thanks everyone anyway

What reason was given for you being on a non cumulative code?

postingalwaysposting

i asked them and they said it was the code they were given by job seekers and thats what i am on shame really but thats life i suppose

ctm_2

postingalwaysposting wrote:

i asked them and they said it was the code they were given by job seekers and thats what i am on shame really but thats life i suppose

You need to ring your tax office, and ask them why you are on a cumulative code. They are the only ones who can change your code and put you on the correct one. Your employer will only use a code that is sent to them by HMRC, or carry forward the code from your P45.

postingalwaysposting

i rung the one that the employer gave me?? and they said that it was the right one

Savvy_Sue

postingalwaysposting wrote:

i rung the one that the employer gave me?? and they said that it was the right one

But were they able to explain WHY it was the right one? It's not making sense to me (or anyone else, I suspect!)

If they won't budge, make sure you ask for a tax return after the end of this tax year, you may be entitled to some back!

ctm_2

Savvy_Sue wrote:

But were they able to explain WHY it was the right one? It's not making sense to me (or anyone else, I suspect!)

If they won't budge, make sure you ask for a tax return after the end of this tax year, you may be entitled to some back!

HMRC will never tell you that that is the right code without telling you why it is correct.

The fact is that the code you are on is not giving you the full benefit of the personal allowance and the 10% band.

I suggest you ring up again and ask why that is the correct code (because it isn't) and what you need to do to get back on a cumulative code.

You don't want to ask for a tax return though. A refund, yes, but not a return. After the end of the year send in any p45's and p60's you have for the year and ask for the year to be reviewed.

postingalwaysposting

they said it was correct as thats the code they were given, i asked them about the cumulative code and they said it doesnt apply to me? i cant do much if the person on the end of the phone isnt giving way

ctm_2

postingalwaysposting wrote:

they said it was correct as thats the code they were given, I asked them about the cumulative code and they said it doesnt apply to me? i cant do much if the person on the end of the phone isnt giving way

I'm confused. Were you actually talking to your tax office? The only time which a tax office would be 'given' a code is when you have more than one job, and your main tax office instructs the other office to issue a certain code, but i'm sure you said you only have one job.

If that really is what the person on the end of the phone said, then I'm shocked. You should not be fobbed off with an answer like that. I suggest ringing up again, and if the person you speak to doesn't give you a decent answer speak to their manager.