Sections 75

shabnum

I had paid a company 8,870.00 for a life time membership about 12 months ago, the company has now gone in to receivership, I paid the membership fee on 3 diffrente credit cards, I wrote of to all 3 only one has so far replied back and paying me back the 4,000. that i paid on there credit card, can I ask them to pay out the rest of 4,870.00, please advise me

normanmark

Speak to your card companies? Surely that would be the first thing to do, so they can open disputes for the transactions, as opposed to posting anything here?

NickX

shabnum wrote: »

I had paid a company 8,870.00 for a life time membership about 12 months ago, the company has now gone in to receivership, I paid the membership fee on 3 diffrente credit cards, I wrote of to all 3 only one has so far replied back and paying me back the 4,000. that i paid on there credit card, can I ask them to pay out the rest of 4,870.00, please advise me

You should be able to claim the entire £8870 back from one of the 3 credit card providers, you do NOT need to go to each one.

I would pursue this with the company that has paid you the £4000 and request the remaining £4870.

They have clearly acknowledged a breach by making the initial payment and they are therefore liable for the full amount.

Good Luck.

shabnum

I have been told by the credit card because I didnt make the claim with in 120 days they will not pay out anything is this right?

NickX

shabnum wrote: »

I have been told by the credit card because I didnt make the claim with in 120 days they will not pay out anything is this right?

It has been mentioned on here that there is a 120 day time limit to making a Section 75 claim, however in your case the Credit Card company has already acknowledged a breach by making a partial payment. They are obliged to repay you in full and put you back in the position you were in BEFORE you made the transaction.

IMO they are just trying to wriggle out of paying anymore. I would push them and demand satisfaction. If necessary follow the official compaints procedure. If still no result, then you can take them to the FOS (Finanical Ombudsman Service).

mumoffour77

Hi i am sorry for jumping on your thread.....
I have a problem with a CC, they gave my information to a company called senatile (SP) who are like an insurance company....(I found out that my CC compny are affilaited to them) this company have taken £20 out of my CC account....putting me overdrawn, I rang them all weekend and asked for proof that I said that they could do this....apparently a manager is going to ring me this morning....My CC have charged me £12 for going Overdrawn....they then lastnight said they would refund this charge.....I have a direct debit set up for the minimum amount, so that my CC doesnt go overdrawn.....Is this allowed??????? Please help!!
Ps why are my details being given to another company???? Surely this is illegal??