worked for 38 yrs have depression can l claim

symikins

l am 52 single + have no kids worked f/t from 1973 to 2003 + never claimed for benifits... nothing. now , due to a very stressful job with the NHS + 2 major operations l cannot cope + been off sick with stress +depression on and off for last 2ys . l am not taking the easy option of applying for benifits , l just cannot cope with the job l do . l have evey intention of working in the future, but l want to have some breathing space.. ,,shurely l deserve that ??
l am worn into the ground and feel l have paid in enough to the system to have some sort of back-up to re charge myself . all my life ive been paying to keep others afloat who either cant or WONT work :mad:

l am on SSP from work for another 1 mth then what ??
the benifits system is a complete mystery to me never been there b/4
pse help

dmg24

Once your entitlement to SSP has been exhausted you will move onto ESA (the replacement for IB).

Do you have a partner that works? Do you have a mortgage or do you rent?

McKneff

You sound as if you are nearing rock bottom and need a bit of breathing space. I dont know much about the benefit system but i'm sure someone with more knowledge than me will be along with DMG24 to help. Just didnt want to read and run. Best wishes

von

I hope this helps:

http://www.dwp.gov.uk/esa/index.asp

Pep1

Do you have a union rep you can talk to? As you have worked for the NHS for 38 years you might be entitled to a payment from your pension contributions when you go on to nil pay and it might be worth finding out what payout/pension you would get if you (and if it is possible for you to) retire on medical grounds.
Don't give in your notice, even when you go onto nil pay.

In the meantime here is a link to the benefits checker.
http://www.moneysavingexpert.com/protect/benefits-check#one

You said you are single and suffering from depression, do you have anyone that can help you with the forms? With depression small tasks like filling in a form can feel like climbing a mountain so don't be afraid to ask for help. The CAB are very good with benefits so get in to see them if you can to check out any other financial help you may be entitled to.
A friend or family member may help with a simple form or by going with you to any interviews you have to attend.
Wish you all the best with this.

symikins

dmg24 wrote: »

Once your entitlement to SSP has been exhausted you will move onto ESA (the replacement for IB).

Do you have a partner that works? Do you have a mortgage or do you rent?

no l live on my own , have no mortgage + own my home [mobile home ] outright
thanks for your info about esa will check when my ssp runs out xx

symikins

anniehanlon wrote: »

You sound as if you are nearing rock bottom and need a bit of breathing space. I dont know much about the benefit system but i'm sure someone with more knowledge than me will be along with DMG24 to help. Just didnt want to read and run. Best wishes

thanks for your comments , yes pretty much ready to give up at the mo , just to add to it l found out my 9yr spaniel has a spleen tumour and will have it out on tues no gaurentees it,ll work ,... it might have spread to her liver ....shes such a sweetheart , lm gutted to say the least , thank god my ex
will pay the £600 bill [ its his dog but she lives with me and my 13yr old spaniel ] they keep me going .:sad: ...

symikins

Pep1 wrote: »

Do you have a union rep you can talk to? As you have worked for the NHS for 38 years you might be entitled to a payment from your pension contributions when you go on to nil pay and it might be worth finding out what payout/pension you would get if you (and if it is possible for you to) retire on medical grounds.
Don't give in your notice, even when you go onto nil pay.

In the meantime here is a link to the benefits checker.
http://www.moneysavingexpert.com/protect/benefits-check#one

You said you are single and suffering from depression, do you have anyone that can help you with the forms? With depression small tasks like filling in a form can feel like climbing a mountain so don't be afraid to ask for help. The CAB are very good with benefits so get in to see them if you can to check out any other financial help you may be entitled to.
A friend or family member may help with a simple form or by going with you to any interviews you have to attend.
Wish you all the best with this.

hi pep
lve worked f/t for 38 yrs but only been with nhs for 4 yrs just wanted to let people know ive worked all my life [no kids ] and was,nt scrounging +felt like im due something back when l need help l wont give in my notice but unfortunatly was not in the pension scheme as could not afford it but have claimed my pension fron years ago so now get £ 230 pm net so thats a bit of a cushion but that may take me over getting any help typical .. try to help yourself and get a kick in the ***
as for help l have 3 fantastic sisters who all live in the same road as me all older and wiser too !! yes l will go to CAB and find out more ,, its just that lve never had to ask for help + did,nt know where to start
thanks for your kidness xxx

Oldernotwiser

ESA is only affected by pensions of £85 per week I believe, so you are not likely to be affected.

symikins

Oldernotwiser wrote: »

ESA is only affected by pensions of £85 per week I believe, so you are not likely to be affected.

thats music to my ears :j

Loopy_Girl

symikins wrote: »

no l live on my own , have no mortgage + own my home [mobile home ] outright
thanks for your info about esa will check when my ssp runs out xx

Payroll should automatically send you all the forms out when your half pay is due to run out - if not give them a bell.