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closing mbna card that i paid £100 deposit

jayjayuk
jayjayuk Posts: 130 Forumite
in Credit cards
as were all aware mbna gave us sub primers credit cards with £100 deposit, with high apr.... however after been accpeted for a 0% @ 14 months and 14.9%apr barcleycard platinum i phoned up mbna to discuss whats best for me to do?

wether i should balance transfer the whole card or leave £100 on the mbna card???

no one seems to be able to tell me???? or even admit that mbna took a £100 cheque off me at the start???

any ideas???

Comments

  • ICan'tStandIt
    ICan'tStandIt Posts: 455 Forumite
    Have I read this right ?

    You gave MBNA a £100 deposit to get a credit card ?
  • NickX
    NickX Posts: 3,046 Forumite
    ICan'tStandIt wrote: »
    Have I read this right ?

    You gave MBNA a £100 deposit to get a credit card ?

    Yes, this has been documented thoroughly on the sub-prime thread.

    To the OP, congratulations on getting the 0% Barclaycard. If I were you I would keep the MBNA card going in parallel at least until they refund your £100 deposit.

    It can be helpful to have more than one card at the same time.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Well done JayJay on the main-stream card, you could keep the MBNA card to help your financial relationship with them in the future ergo apply for a 0% Visa from them in six months or so, if not you could close the account and they will send your £100 cheque back to you, double check with Darcy on the Sub-Prime thread as he may have a better idea.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    ICan'tStandIt wrote: »
    Have I read this right ?

    You gave MBNA a £100 deposit to get a credit card ?
    Yes, great idea to get people on the credit ladder, more so with the big boy's MBNA. ;)
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • jayjayuk
    jayjayuk Posts: 130 Forumite
    to be hohnest im not sure if its worth keeping....???

    i currently bank with nationwide and i have a gold credit card with
    3.2 k limit @ 15.9% :j

    so im not sure if its worth keeping the mbna card and barclaycard??

    on a good note, i broke my mbna card and they sent me the one that looks like a platinum account, :beer: howeveer it still says standard on my statements... lol

    i might just keep it empty and see what offers i get :rotfl:

    ill be closing the barcleycard once the 0% runs out, as i think their customer service sucks...
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    any news on the £100 deposit jayjayuk
    you cant change yesterday
    but you can make tomorrow better
  • jayjayuk
    jayjayuk Posts: 130 Forumite
    well im still waiting on my barclaycard, only got a limit of £850, but that will cover the mbna card easily

    i may ring mbna thou just to make sure, you never know they may make me an offer.
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    i know a few people in the sub prime thread had this card are they still claiming to know nothing about the £100 deposit?
    you cant change yesterday
    but you can make tomorrow better
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    what ever happened to this card did anyone get there deposit back before they closed the account??
    you cant change yesterday
    but you can make tomorrow better
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    darcyvuqua wrote: »
    what ever happened to this card did anyone get there deposit back before they closed the account??
    Hey darcy lad! Long time since we last caught up, hows you and the family?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
This discussion has been closed.
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