tonights the night to get it sorted

miaoww

thanks Tf,

taken my name off joint bank account and opend a basic cash act yesterday, things starting to sink in a bit now - got to complete my forms but not going to do them tonigh off up mums house for a girls night to try and forget about things abit.
Have changed child benifit into my new cash act online but reading back through some of the posts not sure if should of done this or put into hubby act! - arggh!! there always seems to be something!:mad:

miaoww

off to complete the online forms tonight hopefully! got so much to do - housework will have to wait!

haleygrey

well done, housework will always be there, even after the world has ended!:rotfl:

miaoww

do i mention on the forms the recent joint act that ive just taken my name off?

miaoww

:mad: :mad: :mad: :mad: ok - now im very p++++d off!!! half way through completing ban act details on insolvancy website and its fing crashed and havent even got the do the main bit of completing my SOA!!!!!!! argggghhh its prob going to take another evening now - hope i can get it sorted by wednesday!
I am not happy!

miaoww

managed to log back in and its wiped everything from that section off!

miaoww

how / where can you find the details of your tax office ?

miaoww

Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 1185
Partners monthly income after tax....... 900
Benefits................................ 174
Other income............................ 0
Total monthly income.................... 2259
Monthly Expense Details
Mortgage................................ 656
Secured loan repayments................. 651
Hire Purchase (HP) repayments........... 0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 105
Electricity............................. 55
Gas..................................... 50
Oil..................................... 0
Water rates............................. 38
Telephone (land line)................... 25
Mobile phone............................ 0
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 350
Clothing................................ 50
Petrol/diesel........................... 120
Road tax................................ 20
Car Insurance........................... 27
Car maintenance (including MOT)......... 15
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 63
Other child related expenses............ 50
Medical (prescriptions, dentist etc).... 10
Pet insurance/vet bills................. 0
Buildings insurance..................... 39
Contents insurance...................... 0
Life assurance ......................... 50
Other insurance......................... 0
Presents (birthday, christmas etc)...... 40
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 2426

Assets
Cash.................................... 0
House value (Gross)..................... 110000
Shares and bonds........................ 0
Car(s).................................. 2000
Other assets............................ 0
Total Assets............................ 112000

Secured & HP Debts
Description....................Debt......Monthly...APR
Mortgage...................... 89000....(656)......0
Secured Debt.................. 77000....(651)......0
Total secured & HP debts...... 166000....-.........-
Unsecured Debts
Description....................Debt......Monthly...APR
multiple.......................22500.....0.........0
Total unsecured debts..........22500.....0.........-

Monthly Budget Summary
Total monthly income.................... 2,259
Expenses (including HP & secured debts). 2,426
Available for debt repayments........... -167
Monthly UNsecured debt repayments....... 0
Amount short for making debt repayments. -167
Personal Balance Sheet Summary
Total assets (things you own)........... 112,000
Total HP & Secured debt................. -166,000
Total Unsecured debt.................... -22,500
Net Assets.............................. -76,500
Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission.

startagain_2

miaoww wrote: »

how / where can you find the details of your tax office ?

Mine is actually printed on the back of my payslip but I work for a very large company who probably want to spare the hassle of the enquiries.
Ask whoever does your payroll, they will know and they will also have the tax reference number.

HTH

SA

philnicandamy

http://search2.hmrc.gov.uk/kbroker/hmrc/locator/locator.jsp?type=1

just input details from a payslip this will then tell you your tax office