Debt Relief Orders (DRO) - Information & help thread

Hampshire345

National_Debtline wrote: »

Hi Hampshire345

Are there any specific reasons for which you would have to go through the application on a face to face basis? As well as Stepchange, there are other agencies who can arrange a DRO by phone/post, including ourselves, Shelter, Payplan and CAP (Christians Against Poverty). You may find that one of these organisations can process an application more quickly than your local CAB if they are under-resourced.

No extra fees are payable - just the £90 application. We would send you a Freepost envelope in which to return your application and relevant paperwork.

Regards

Dennis @NDL

there is no specific reason I wanted to speak face to face.

at the moment I am still waiting for the information about my new bank account and my credit file to be sent to me

also how many month's bank statements would I need to provide?

LondonGal

fatbelly wrote: »

And I think you mean the FCA!

confusing times indeed.

I do indeed. As the saying goes, third time lucky. :T:T:T

fatbelly

National_Debtline wrote: »

You may find that one of these organisations can process an application more quickly than your local CAB if they are under-resourced.

If?

My bureau now has 4 paid specialist/intermediaries for a population of half a million.

Until a year ago, when the LSC was operating, we had 13.

wba31

Hampshire345 wrote: »

I tried several times yesterday to phone up my local citizens advice bureau, I was on hold for ages and never even got to speak to anyone, the closest I got was that I was 18th in line to speak to an advisor.

Is it worth emailing them instead?


I would consider using stepchange instead, but they do not appear to have any offices near me.

Stepchange do all their DRO's from their Birmingham office via post and phone calls.
NDL also run from Birmingham if I'm right? in the same way?

NWAD_2

Hi All,

My DRO was submitted at about 2pm this Tuesday by Step Change, I feel a bit panic stricken at the moment, does anyone know when am I likely to hear news? Do many get turned down?

Many thanks if anyone can advise me

fatbelly

NWAD wrote: »

Hi All,

My DRO was submitted at about 2pm this Tuesday by Step Change, I feel a bit panic stricken at the moment, does anyone know when am I likely to hear news? Do many get turned down?

Many thanks if anyone can advise me

I submitted some on Tuesday.

They were all accepted by 4 pm on Wednesday.

Have you checked whether your intermediary has heard anything?

NWAD_2

Thanks for replying. No, I was hoping to hear something by the end of today, I thought maybe they would email me. I'm going to ring them tomorrow, they did say I would get a letter in around a week but I know from reading on here they get accepted fairly quickly.

NWAD_2

Hi All,

My DRO has been accepted!! Yipppeeee!!!

In case anyone is waiting and wondering about theirs mine was done at 2pm Tuesday & I have appeared on the insolvency register this morning....hope this helps someone.

I can now breath!! :T

National_Debtline

wba31 wrote: »

Stepchange do all their DRO's from their Birmingham office via post and phone calls.
NDL also run from Birmingham if I'm right? in the same way?

Hi wba

Yes we are based in Birmingham and everything DRO-wise is done via phone & post. Anyone in England and Wales can apply through us, their location will make no difference to the time it takes.

Regards

Dennis
@natdebtline

National_Debtline

fatbelly wrote: »

If?

My bureau now has 4 paid specialist/intermediaries for a population of half a million.

Until a year ago, when the LSC was operating, we had 13.

Hi fatbelly

Yes I didn't want to make presumptions about specific CABx but you're absolutely right. You folks are trying to do a lot with very little and you have my utmost admiration.

Regards

Dennis
@natdebtline