Searching for a debt free day

searching_me

we worked out that the money he got from jsa they would take off my housing/council tax benefit so we'd just be the same either way...
every 2 weeks he hands out cv around town and between those hes on the net emailing cvs i think the shops are getting bored of seeing his face but he aint giving in ... thats my huni x

searching_me

im feeling yuky today so day off work today im annoyed for losing a days pay but on the plus side it will be a nsd as i wont be leaving my sofa and my duvet ive been doing my best to spend as little as possible... sat down and re worked out how much it would be to finally finish the diy in my house and i got it down from £270 to £140 and i think i may even be able to get that even cheaper if i can find a budget diy shop in my area and also check ebay and freecycle ... i may not be feeling well but im not forgetting my budgeting ways x

searching_me

back at work today feeling much better did spend £2 on getting drinks for work but get change back in £2 coins so off in the sealed jar they went... day off tomorrow but gotta go see midwife then down town for a few bits and pieces gonna get some cheap (and when i say cheap i mean value basic cheap) paint to start finishing the flat before bubs... feel chuff im really getting in to this again ... missed figuring out ways to make things cheaper... i love a challenge x

searching_me

well i spent alittle today after running around sorting things out but im my defence i felt really ill ... i got to hear baby's heartbeat for the first time today loved it bought i little something for baby today ... i couldnt help it but no more til 20week scan then freecycle madness begins x

searching_me

been a couple of days since i checked in as ive either been sleeping working or tidying spent abit of money at the weekend but nothing today so gonna add that to my nsd thing in a minute. my DD room is offical tidy (although i dont know how long thaat will last) got rid of all the old toys and rubbish she dont need. tomoorow is going to be a very busy day not at work as works cut my hours from 27 back down to 20 hours aweek as cut back after xmas so belt getting tighten abit more (only found out end of this week) so gonna sort out all my old clothes and DD and oh's (no matter what he says) and gonna bakes some hobnobs and bits and bobs for work lunches and DD pack lunches ... spent some money on baby stuff eg. shampoo lotion since it was on offer ... johnsons stuff as when i had DD i tired cheap stuff and it irrated her skin so thats them got and can mark off ... im getting there slowly x

searching_me

exhausted myself yesterday i cleaned out all old clothes and complete carp i dont need ... 4 black bin bags... didnt realise DD had so many clothes that were hid it now shes got what she need and i too have the same (apart from a pair of skinny jeans that i will be back in to once ive dropped this bubs) well chuffed ... decided im gonna part with my dvd boxset (no matter how much i love it) sell it on ebay and turn it in to baby things... mind you if i ever want it back thats what birthdays and xmases are for ... didnt quiet finish the room as my back started to ache too much ... had a rest and then started baking and making soups for pack ups .. missed doing that...
as for today well it started out ok then got to work and felt like carp and came home so napped not long woke up joys of pregnancy eh? :rotfl: spent about £20 in the last 2 days but thats been on food keeping my eye on spends ... im getting there x

searching_me

OMG im so proud of myself ... i went to work today and for the first time ever... i think... i didnt spend a penny so happy i know its only little but im so proud for not caving even when work mates went next day for a sandwhich i said "no thank you i got my homemade soup" never been so happy with myself... tomorrow will be a NSD as well due to not leaving the house sorting more stuff i can sell little victorys :rotfl: x

searching_me

day off today didnt finish room off not feeling great again ....
im checking out 0% interest credit cards so i can transfer my 2 cc on to the one and no interest and i can then it will be easier to pay it off ...
i was looking at that virgin cc at 16 months 0% anyone know if its worth it or if they are any good? x

makeup

16 months at 0% sounds like a good deal. That is a substantial length of time and should help you to clear it.

However there are also charges for moving money onto a zero balance card - normally about 2% or so - therefore worth checking this out.

The credit card guide on here should be some help?!

Good luck!

searching_me

also im trying to work out if it really is worth putting my oh on jsa ... i work so do i still keep my wtc? x