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The 'I want it NOW!!' debt/savings thread Part 2

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  • GrammarGirl
    GrammarGirl Posts: 1,466 Forumite
    Hello, I'm new - can I join in?

    I USED to be a firm believer in the 'See it? Want it? Buy it!' philosophy, I am determined to be debt free in 2009 (don't have lots of debt, but it's still there!) so I need to learn to say NO! :o
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Grammar Girl-of course you can!!! You'll be right at home here -we all need to stop our see it want it buy it urges (especially me who was debt free and then bought a car (idiot!!!!) Theres usually someone about at most times of the day so welcome !
  • Nichelette
    Nichelette Posts: 2,132 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks MM, I got some lovely onyx beads delivered this morning and again can't wait to use them, why won't my metal flowers arrive!! Your poor car, I hope the new one is a bit better when it comes to MOT time. Mine has only done 4000 miles since the last one, so if the emissions test is alright I don't think there should be any problems, but the emissions thing is concerning me a lot as it was quite close on one of the bits last time.

    Welcome to the thread Grammar Girl :)
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Afternoon all,

    I feel so stupid today. I just don't understand anything on my course... I'm tempted not to go in today as I know I have failed the exam (and that's the part that I thought I did understand at first..!). No matter how much I read through the notes, nothing makes sense. I was awake all night worrying about today as I just don't want to go back. I always seem to fall at the first hurdle. My mum just doesn't seem to care, so long as I'm doing *something*... bet if I left she'd have something to say.

    :( grrrrrrrrrrrrrrr. Sorry for the rant.

    Hope everyone else is having a better day than me xxx
  • Nichelette
    Nichelette Posts: 2,132 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Keep plugging away at it CL, I'm sure things will slot into place soon and you'll be really proud of yourself once you've finished the whole year :).

    I've just done a quick search and it seems like a high lambda is quite a common problem with Fiats. If mine fails it looks like it would cost in the region of £100 to fit a new sensor, though my dad knows a mechanic so it might be a bit less.

    Also, quick question, I haven't had a car that failed an MOT (yet lol), I know if it does they give you a week to fix it? But if my old MOT has expired am I still allowed to drive the car that week? I'm assuming you are, but I wanted to check.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Awwww CL-hugs for you hun, hope you do go to college it would be a shame to pack it in when you've done so well so far-do you know for sure you have failed?

    Not sure about the MOT thing Nicki-i know if itsrun out you can only drive it to the centre for a test but not sure how you stand if you have a week to fix it..will have to investigate!
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just found this-doesn't look like you can Nicki.

    Having a MOT failure sheet does allow you to drive on the road without a MOT certificate - but ONLY to be driven to have pre-booked repairs carried out or going back for a pre-booked retest (so chances are if you were to get stopped at 11 at night, you couldn't use that as an excuse!).
  • Nichelette
    Nichelette Posts: 2,132 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ugh, thanks for looking mm. I'll have to see when my other one expires, I have a feeling it's the 9th. Looks like I might not be seeing my boyfriend this weekend after all lol.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Think positive -it might pass!!!
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Hi all,

    Yeah MM is right you cant drive it if MOT has expired. If it fails then you get a week to fix it to have the re-test for free. If over a week to fix it then you might have to pay for the MOT again.

    Keep trying CL dont give up on it. :)

    Hi Grammergirl :)
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
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