The 'I want it NOW!!' debt/savings thread Part 2

MrsTinks

you're doing fab already targets are good though! So long as you don't set them too high because there HAS to be the possibility of meeting them - otherwise you'll only demotivate yourself
I need to set myself some realistic targets I think... mmmmm

moneymabel

I think the birthday one is possible, not the end of this year one though!!

let us know yours when you set them!!

jenjade

I have a few target as always

My first prority target is to raise £1,000 for my ISA asap but must be done by 1st April!

The raise £1,600 for next years isa got awhole year so should be no problem!

The save £60 a week so i know i could meet morgage repayments on my wage! Thats a biggy not sure when is best to start it maybe after the 1K is reached?

moneymabel

£1,600 or £3,600 for next years? or do you already have the £2000? getting confused!

lilmissmup

yukkibear wrote: »

whooping your arris to get you debt busting or whooping as in cheering you on lol

To save as much cash as possible!!

jenjade

i have £2,000 but it is in an egg account so i will lose all the interest if i take it out before 11th july! I though interest was monthly when i opened it!

Just before christmas i reached the £3,600 needed for my ISA in April then i descovered this years hadn't gone in. it was ment to be transfer from another isa but for some reason it didn;t happen so a new challange developed i used £1,600 from what i had saved that wasn't in the isa is going into this years ISA and some money from xmas cashback stuff etc i now need about another £1K before April.

Then one the 11th july i can take the £2k and put into the isa

jenjade

sorry to keep confusing you i have confused myself a lot as well!! lol

moneymabel

I see-I think lol

jenjade

basically i messed up with the egg account and now need to leave my money there till july and the transfer to my isa that was ment to happen didn't.

The plus side is i will have gained a years isa saving (3,600) tax free. Which will put me a year a head.

yukkibear

Jen you sound like you've got loads already lol, we need your secrets lol