My yearly spend 2008

jm28cardiff

I write down everything I spend, and as the net is anonymous, here are the figures!

income

£16604.32 Pay (after tax, and after £95 a month for sharesave schemes)
£306.36 Amazon
£257 Ebay
£91.6 Lotto
£105 Vouchers
£90 Birthday
£171.51 Other
£181.16 Dividend
£475.57 Shares
£2367.31 Savings


Total = £20,649.83

Outgoings

£4794.6 Mortgage
£449.6 Maintenance
£168 Water
£163 Gas
£120 Electricity
£108 Boiler Cover
£129.96 Life Cover
£127.8 Contents
£528 Bus Pass
£139.7 TV licence
£418.56 Virgin Media
£571.16 Council tax
£152 Mobile Phone
£180 Contact lenses
£1327.68 Egg Loan
£4065.95 Credit Card
£203.15 DVD rental
£2261.22 Food
£1071.75 Booze
£128 Household
£407.73 DVD
£320.53 Book
£198.38 Game
£437.68 Magazine
£140.03 Lotto
£142.39 Comic
£366.22 XXX (don’t ask!)
£1369.74 Collectibles (don’t ask!)
£280 Taxi
£73.21 Grooming
£116.18 Itunes/CD’s
£30 Cinema
£9 Bingo
£96.83 Clothes
£15.64 Overdraft
£172.92 Postage
£40.74 Misc
£304.5 Technology
£17.35 Pool
£27.16 Ebay Fees
£24 Dental
£50 Hotel
£25 Present
£102.58 Watch
£4.25 Xbox live
£47.83 Furnishings
£13.2 Tablets
£10 Ground rent
£72.65 MPPI
£50 Boiler repair
£75 V+ installation
£4.5 Umbrella
£91 Gym
£59.73 Extra maintenance

Total = £22,304.10

Overpsend = £1654.27


I've paid a lot towards debt, but that overpsend is pretty bad. Plenty of areas I could save money on eg food, magazines etc.

Buffythedebtslayer

Wow that must have taken some working out.

I might try that this year!!

I feel a spreadsheet coming on!!

xxx

Fire_Fox

That is seriously impressive and very helpful!

likabu_2

jm28cardiff wrote: »

£2261.22 Food
£1071.75 Booze
Plenty of areas I could save money on eg food, magazines etc.

Lol - your booze spending is half your food :beer: !!

Lisa

jm28cardiff

likabu wrote: »

Lol - your booze spending is half your food :beer: !!

Lisa

In 2007, I spent about the same on booze as on food, so its gotten better!

tallyhoh

I am totally shocked at your magazine bill. However I was the one who spent £2600+ a year on fags & booze a few years ago.

julie2710

Buffythedebtslayer wrote: »

Wow that must have taken some working out.

I might try that this year!!

I feel a spreadsheet coming on!!

xxx

Me too!!!!

jm28cardiff

tallyhoh wrote: »

I am totally shocked at your magazine bill. However I was the one who spent £2600+ a year on fags & booze a few years ago.

Yeah its crazy. It doesnt seem like I buy that many a month, but when they are nearly £4 a throw, it soon adds up.

southernscouser

I hope you're gonna give up the lottery?

I did mine tonight. It doesn't look pretty! :rotfl:

southernscouser

jm28cardiff wrote: »

£366.22 XXX (don’t ask!)
£1369.74 Collectibles (don’t ask!)

I wanna know.

jm28cardiff

southernscouser wrote: »

I hope you're gonna give up the lottery?

I did mine tonight. It doesn't look pretty! :rotfl:

Yeah, spent £140, got back £90, what a waste!