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Happy New Year to all 2008 BRs from me
AnnesWitterings
Posts: 298 Forumite
Wishing you all a Happy and hopefully debt free New Year for 2009.
Those dithering about going BR as they say just do it its the one thing you wont regret if your in a mess, the phones ringing constantley and the letters dropping on the doormat.
Take the advice so kindly given on here, and go go go go...the light at the end of the tunnel is very very bright as your 12 months of BR comes to an end.
Best wishes to you all, Im off to a party tonight given by some folk I met through this site and folk who have become dear friends.
Cheerio, and boy am I glad to see the back of 2008 and looking forward to 2009 and especially 21st August 2009 my automatic discharge date ...yahoooo yippeeee:beer: .
Be good all..
A:D
Those dithering about going BR as they say just do it its the one thing you wont regret if your in a mess, the phones ringing constantley and the letters dropping on the doormat.
Take the advice so kindly given on here, and go go go go...the light at the end of the tunnel is very very bright as your 12 months of BR comes to an end.
Best wishes to you all, Im off to a party tonight given by some folk I met through this site and folk who have become dear friends.
Cheerio, and boy am I glad to see the back of 2008 and looking forward to 2009 and especially 21st August 2009 my automatic discharge date ...yahoooo yippeeee:beer: .
Be good all..
A:D
BSC no 192
I know sometimes you feel so helpless/you cant go on/so isolated, well you need never feel that way again as a simple Can you help me please? on here is your first step to that journey of fresh starts, so hello Im Anne, your ? YOU ARE NOT ALONE in all of this, we have all been there, so come join us.
I know sometimes you feel so helpless/you cant go on/so isolated, well you need never feel that way again as a simple Can you help me please? on here is your first step to that journey of fresh starts, so hello Im Anne, your ? YOU ARE NOT ALONE in all of this, we have all been there, so come join us.
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Comments
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Thanks for that
Have a good night and I would like to wish everyone on this board a great 2009 :beer:
Great people on here :T. The task ahead seems less daunting with the support and understanding of everyone.
ym0 -
Absolutely right.
When I made the decision to go BR after a lot of nagging...I was terrified but the help and support and encouragement I received from people on here then and since (when I've gone into panic mode) was wonderful.
Most importantly I didn't feel that I was alone or a bad person.
Thanks to everyone for their help and guidance so many of us have received and will receive in the coming months.
Happy 2009 to you all.:beer:
Nancy xNancy 16 Membership No 147
BR 21st.May 2008.......Discharged November 2008
:j...so what?....... It's Life!0 -
Cheers!!
All the best for 2009 to all the helpfull BR Gang :beer:
So long to 2008 :wave:
Slay0 -
Hi
I am another that will be happy to see the end of 2008. OH is now BR and the bank now has the keys to the house (OR decided it wasn't worth enough to bother with and has now given the keys to the bank) so now I'm waiting to see what will happen next. I may or may not have to go BR yet but either way life is now better than it was. We are now on the way back up and have our lives back.
Good luck to old and new BRs and any 2009ers
Happy New Year:rotfl: :rotfl: :rotfl:
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2000 -
Happy new year bankrupts.Barclaycard 3800
Nothing to do but hibernate till spring
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Well as a 2008 BR i wish you all a Great New Year and its nice to know that 2009 will be the year of discharge from it all. This is the first year in many that i wont be dreading the post or phone ringing in 2009.:cheesy: K2nga :cheesy:
BSC Member 176
BR 23/06/08
ED 22/01/09
Credit file BR fall off date: 24/06/14 :beer:0 -
:j :j
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Happy new year anne and all the other has been's,will be's,might be's and lurkers;) .
Lets hope 2009 is better for all out there.
Belinda if you are out there. happy new year to you too:D
ALL THE BEST EVERYBODY.dXFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
_party_ Happy New Year Anne and everyone else on the board. So pleased to be starting a New Year debt free unlike last year when I was at rock bottom, what a difference a year has made. All the best for 2009 : ):beer:0
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Id like to add my best wishes to everyone as well.
Im hoping things will improve and since ive been regularly lurking on the site, (DFW and BR) I have picked up lots of tips that I have every intention of trying. Ive decided that this is the last year of my financial hell and I want to be able to have a few pennies for my retirement, which is creeping up quicker than I want it to:beer:0
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