Cash Purchase Interest Charges

YorkshireBoy

...and you get a reference number.

Anything else is just a 'grumble'.

nobblyned

Stardust77 wrote: »

I thought the point the op is trying to make is that he/she's never used the card for cash/gambling or any other cash withdrawal facility, only purchases, so why are they being charged cash interest, not why are they being charged interest full-stop?

Bethel3 - assuming you're aware you're being charged interest on the balance due to only making the minimum payments, cash interest is only normally charged on cash withdrawals, money transfers, foreign currency (even through travel agents) or gambling/betting. If you're confident you've not used the card for any of these types of transactions then ask the card provider to highlight the transaction thats attracting the interest and provide a copy of the statement.

The OP says they used the card for cash in 2005.

I was explaining how it is possible that they could still bem paying the interest on that if they had not fully cleared the balance since then.