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Its here.... the first NSD challenge of 2009! January here we come!
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My first month of setting a target of NSDs and I managed 6, I was only aiming for 5 :j I've learnt that I really need to be more organised and take more of my own food into work to stop me from attacking the vending machines mid morning or mid afternoon.Cos I don't shine if you don't shine.0
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Well, we only got 7 out of a hoped for 15, but that was mainly down to OH who seems to need to spend something, no matter how little each day :mad:
I'm going to have to be more strict next month!0 -
Hi Folks, Think I am going to declare now for the month as I will not be able to get a NSD today.
I managaed 11/10 FOR THE MONTH OF JAN. :j
Take care
Money FritterDFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;Credit Credit Card1 £128.47/£6424.24 (2%);Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)0 -
lilmissmup wrote: »I know Lula was defo Feb, can't remember other volunteers.
I have put Lula and Sarah down on the first post, Cake do you want to do April as we have no-one for that yet?
I have reached NSD 16 today
Happy to do April lilmissup, thank you for running this month :T
Wednesday was my NSD 19/19 :j:D:j
EDIT: I'm a doofus, sorry can't do April as I'll be away for three weeks
But I really am happy to do May0 -
As I suspected I needed some shopping today so am declaring 9 out of 10 for JanuaryNot been here in years! Hi everyone. Make £10 a day challenge = £78.45/1550
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Well whilst I had NSD 5 and 6 over the past week, I'm unfortch not going to hit my target this time round (6/7).... Must try harder in Feb!
On the plus side, did come under my weekly budget by 42p this week, which I'm very happy about!I can feel a change coming on :T
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Nope, not going to make it.:p
Managed 17/18 so I am really pleased.
:TWell done to those who achieved their targets.:TDebt at LBM [strike]£17,544[/strike] :eek: £5700:TOver £14,000 PAID OFF :T
2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!0 -
No. 18 on Wed, No. 19 on Thursday
so I've beaten my target by 1
very pleased as it's the first time I've reached my target
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
x raphael xx - Can I pinch your 1 as you have it spare? LOL!!:rotfl:Debt at LBM [strike]£17,544[/strike] :eek: £5700:TOver £14,000 PAID OFF :T
2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!0 -
Have spent today and haven't even left the house. It's dds birthday in 2 weeks and she wanted a leotard, so bought one of ebay. Normally I would have money in my extras account to pay for it so wouldn't normally count that as a spend as it would have been budgeted for, but am changing my way of food shopping and am using that money to pay for groceries this month so there is nothing left in that pot!! This money therefore will come out of my current account so therefore has not been budgeted for.
End of month I have reached 13/10 so am happy with that - nearly half the month of NSDs:DWhen you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:0
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