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Its here.... the first NSD challenge of 2009! January here we come!
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Another spend day for me today - might manage one more NSD tomorrow but realistically that's it for this month. But I'm going to aim for 14 again next month as that's nice and simple - every other day!
Good luck with those phone calls Jacks!Mortgage-Free Wannabe!
Mortgage at start (August 2009): £87,000
Current Mortgage: £85259
Mortgage-Free date: August 20340 -
Another NSD for me:j A great achievement as it's pay day today:D100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
Ooooooooohhh not sure I am going to make my target of 18 NSDs?
On 15 at the minute so suppose it is JUST possible, fingers crossed for me everyone!!
Well done everyone else x xDebt at LBM [strike]£17,544[/strike] :eek: £5700:TOver £14,000 PAID OFF :T
2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!0 -
Another one for me today!! I've doubled my original goal! I'm so gobsmacked!! There's no way I can do that next month!!Just keep swimming0
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I managed my NSD yesterday so up to 9/10. One more to go...DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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NSD for me again finally yesterday, but I've blown reaching my target - and all down to a "comfort" 20p can of pop at work on Tuesday!0
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Another one for me today - I need to go to the shops but can't be bothered so I am staying in and not spending:j0
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not an NSD for me today, but i have done 4 since i last updated, i have well and truly smashed my target this month!!!!!0
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Another 2 for me since I last posted, so have beat my target and we still have another 2 days to go!! Don't know whether I will make the other 2 but am going to give it my best and try not to spend at all.When you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:0
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Ooohhhhh.....
Everyone at work had a yummy hot buttered teacake this morning and I have just been out to fetch every one a naughty afternoon McDonalds...
...everyone except me! Feeling smug nowOne day to go!!
xxBarclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid0
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