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Its here.... the first NSD challenge of 2009! January here we come!

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  • Another NSD for me today. Even better did not have to pay for bus fares so put the money I would of spent in my sealed pot.
    Debt: 5 November 2017 = £10,399
    13 March 2018 = £9,537 :eek:
    CCM&S: [STRIKE]£1,828[/STRIKE] Mar 18 £1,651, CCB/C: [STRIKE]£3,038[/STRIKE] £2,708,
    CCT: [STRIKE]£1,085[/STRIKE] £985, CCLL: [STRIKE]£4,448[/STRIKE] £4,193,
    [STRIKE]Family: £200[/STRIKE], [STRIKE]Catalogue: £53[/STRIKE]
  • Bone_Idle
    Bone_Idle Posts: 248 Forumite
    I had an NSD yesterday and so far today... but I desperately need petrol before tomorrow morning so unfortunately that's not going to last!

    I make that 11 out of 14 (unless I've miscounted!) - we're away at the weekend so I'm ruling Friday and Saturday out as potential NSDs, so I need three out of three in the rest of the week... not sure I'm going to make it!
    Mortgage-Free Wannabe!
    Mortgage at start (August 2009): £87,000
    Current Mortgage: £85259
    Mortgage-Free date: August 2034 :o
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    lilmissmup wrote: »
    I have given out the shiney stars too!

    Thank you for my lovely shiny sparkling new star, that cheered me up :T
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • jinky67
    jinky67 Posts: 47,812 Forumite
    I actually had a NSD today:grin:

    maybe next month i will start with a smaller target
    :heartpulsOnce a Flylady, always a Flylady:heartpuls
  • Maisie_M
    Maisie_M Posts: 1,524 Forumite
    Part of the Furniture Combo Breaker
    NSD for me today so that takes me to 10/10 yeh did it :j :j :j

    Nearly went for chips on way home as so tierd but kept thinking about this thread and reaching my target today so didn't. Its great when something like this can motivate you not to spend.

    Going to try for another NSD tomorrow and Friday and then think about my target for February which will be a wee bit harder for me as we are going away for half term which normally will include a spend each day!!
  • No 14 for me. Nearly there :D
  • Right, I am NOT failing again this month. To make my target, I need 4 out of the next 5 days to be NSDs... and Friday carries an enforced spend of 50p. So I'm not allowed to spend any money on Tuesday, Wednesday, Thursday or Saturday. It should be totally possible!! I need food but a £10 Sainsbury's voucher just arrived from Toluna so that should cover me for the week. Hopefully this will help me get back into budget on the £4k challenge as well as so far I'm way over. Thanks for all the motivation from this thread. I simply can't let myself fail!!

    Bigs hugs to Jacks, really hoping everything works out OK for you xxx
    Live on £4000 a Year Challenge member
    Target: £3000 for academic year 2009/10
    Spent: £845.61; Remaining: 2154.39 :rolleyes:
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    NSD no 8 for me yesterday. Must make this month's target, otherwise I'm going to cry... 2 more to go in 5 days, should be doable.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • Looks liek today is another that makes Jan 12 so far (only hoped for 10) Actually made money as I put my mileage into work (put the petrol on cash back credit card the other week lol )
    Hoping not to take any money from cash machine until Sat xx
  • Managed a NSD today - my 2nd one of the month. I am truly rubbish at this. I need to seriously try harder! My motivation is if I dont spend I dont have to fill my spending diary in - which is dead fiddly on my mobile! I wonder if I can squeeze 2 more NSDs in by the end of the month? Fri and Sat are out as I'm travelling/in London for a training course. which means tomorrow and thursday is my only chance!
    Proud to be dealing with my debts!DFW Nerd No. 634 LBM: 3rd time - Dec2008 I NEED TO BEAT IT THIS TIME!
    Total Loan Debt = £[strike]13,737.80[/strike] 13,042.44, Total Non-loan Debt = £[strike]5,289.33[/strike] 4,704.45 - Total= [strike]19,027.13[/strike] 17,746.89 FEB 09
    Freelance earnings - Feb 09 = £260 so far Make £30 a day in Feb - £260.40 of £840 5 NSD in Feb 09 - 1 of 5
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