Its here.... the first NSD challenge of 2009! January here we come!

juicygirl

No 6 NSD for me

Although 15 is now looking a tad optimistic! But I'll keep trying!

Crap_with_money.com

OK - so I'm gonna declare today as number 7/20.

I need to buy a couple of birthday cards, and was debating whether to buy a pressie for one of the birthdays as well, but I've decided to just stick with the cards, which means I can save the spend 'til Saturday, when I'd be spending on the B/day night out anyway!

xx

lilian1977

Another NSD for me today, had a training course but remembered the break room had a kitchen so took in HM soup for lunch (rubbish weather anyway). Watched the second half of 24: Redemption on my iPod in preparation for the new series tonight, so didn't go out at all.

Have finished early so came home instead of going to the cinema, free tickets anyway and had brought a sandwich so probably would have been NS anyway but now I'm in and NOT going out again!

Red_Fraggle_3

Another NSD today and yesterday :-)

jennyred

NSD for me. am on nights from tonight so apart from fuel, shouldnt spend any thing this week (as long as I stay away from ebay/amazon!!)
siggy updated!

jenny

webitha

NSD no 8 for me today :j:j
this is getting easier for me because everytime i put my hand in my pocket for something/anything i think of this challenge,

i hope i smash my target this month and thinking of upping the NSD for feb even though there are less days

Purpleroses

no NSD today bought a couple items from play oops!

The_Dragon

A spend day in the Dragon household but hopefully that should be the grocery shopping done for the week (occasional top ups of milk may be required!), so all things being equal tomorrow, Thursday, Saturday and Sunday should be NSDs which would have us at target!

got-it-spend-it

Okay, so I have a dilemma. Today was not a NSD as had to do the grocery shopping at Mr T's. However, one item that I didn't buy was Moroccan housmous as I much prefer Sainsburys. It was on my list, so if I just buy that one item tomorrow at Sainsbury's tomorrow, out of my grocery budget can I still count a NSD?

I think I will because otherwise my mentality will be 'I've blown it now, might as well spend...'. I might just leave the exact money in my purse then I cannot be tempted.

Well done to all those continuing with the NDSs!

lilian1977

Hmm. If I was you I would count it as a spend day - you're only 4 off target and you have plenty of time to do that. If you make excuses then you're more likely to in future