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Its here.... the first NSD challenge of 2009! January here we come!
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Wow loads of Newbies this month!:hello:Welcome all:hello:2nd NSD of 2009 for me, might get another tomorrow fingers crossed.Debt at LBM [strike]£17,544[/strike] :eek: £5700:TOver £14,000 PAID OFF :T
2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!0 -
Not a NSD for the Dragons today, Dr Dragon realised first thing this morning that he was out of saline for his contact lenses - not good!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)
C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Another NSD for me:heartpulsOnce a Flylady, always a Flylady:heartpuls0
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Still only managed the one as today I bought most of the birthday cards I need for the year in Card Factory's sale and it was my turn to buy the cakes for work.Mortgage and Debt free but need to increase savings pot. :think:0
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Hi Folks,
Can you please put my down for 10 NSD for JAN 2009.
I did not manage any NSD for december. However, I managed my first NSD of the new year today.
Money FritterDFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;Credit Credit Card1 £128.47/£6424.24 (2%);Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)0 -
Well I was going for three NSDs this month as first time of doing this challenge in ages, but had my second NSD today!
So I'm going to aim for 6 in total and now I'm off to update my sig!
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Hiya my lovelies!:wave:
Day 3 and NSD number 3 for me (I'm using the well known, time honoured "too poorly to leave the house" method this month it seems.)
I don't feel too bad as long as I don't try and do anything.
Love Jacks xxx Not everything that can be counted counts, and not everything that counts can be counted. Einstein0 -
Hi all I had NSD number 2. Serious result - Saturday and I didn't go shopping. MIL treated us to a meal too which was even better. I do need to nip to the shop tomorrow for some essentials but have joined the grocery challenge so hope that will keep me on track LOL.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Didn't end up having a NSD yesterday as bought some wine in the evening. Probably won't today either or Tuesday as I am going for 50% off La Tasca today and to my staff party tomorrow (although first drink is free so I might just be good!)
This is harder than I'd thought! Will try for next one on Tuesday.0 -
I don't feel too bad as long as I don't try and do anything.
Well Jacks, that's a good enough reason in my book NOT to do anything!:rotfl: :rotfl:When you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:0
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