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Its here.... the first NSD challenge of 2009! January here we come!

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Comments

  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wow loads of Newbies this month!
    :hello:Welcome all:hello:
    2nd NSD of 2009 for me, might get another tomorrow fingers crossed.
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Not a NSD for the Dragons today, Dr Dragon realised first thing this morning that he was out of saline for his contact lenses - not good!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • jinky67
    jinky67 Posts: 47,812 Forumite
    Another NSD for me
    :heartpulsOnce a Flylady, always a Flylady:heartpuls
  • Ches
    Ches Posts: 1,120 Forumite
    Still only managed the one as today I bought most of the birthday cards I need for the year in Card Factory's sale and it was my turn to buy the cakes for work.
    Mortgage and Debt free but need to increase savings pot. :think:
  • Money_Fritter
    Money_Fritter Posts: 2,293 Forumite
    Hi Folks,

    Can you please put my down for 10 NSD for JAN 2009.

    I did not manage any NSD for december. However, I managed my first NSD of the new year today.

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • shazzer22
    shazzer22 Posts: 502 Forumite
    Well I was going for three NSDs this month as first time of doing this challenge in ages, but had my second NSD today!

    So I'm going to aim for 6 in total and now I'm off to update my sig! :)
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    Hiya my lovelies!:wave:

    Day 3 and NSD number 3 for me (I'm using the well known, time honoured "too poorly to leave the house" method this month it seems.)

    I don't feel too bad as long as I don't try and do anything. ;)

    Love Jacks xxx :D
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
  • savingholmes
    savingholmes Posts: 28,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi all I had NSD number 2. Serious result - Saturday and I didn't go shopping. MIL treated us to a meal too which was even better. I do need to nip to the shop tomorrow for some essentials but have joined the grocery challenge so hope that will keep me on track LOL.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lilian1977
    lilian1977 Posts: 5,157 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Didn't end up having a NSD yesterday as bought some wine in the evening. Probably won't today either or Tuesday as I am going for 50% off La Tasca today and to my staff party tomorrow (although first drink is free so I might just be good!)

    This is harder than I'd thought! Will try for next one on Tuesday.
    My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |

    Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.
  • TurnaroundSue
    TurnaroundSue Posts: 1,214 Forumite
    Jacks_xxx wrote: »
    I don't feel too bad as long as I don't try and do anything. ;)

    Well Jacks, that's a good enough reason in my book NOT to do anything!:rotfl: :rotfl:
    When you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:
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