My SOA from the other side

haleygrey

five year plan, i suppose you could say its 3 adults, me and the kids, 2 teenagers aged 18 and 15.
The way you summed up the IPA makes it sound less frightening. At the moment I cant get past the 17 years to pay off the debts on token payments. Thank you

fiveyearplan

Is the 18 year old still at school/college?

haleygrey

FYP - yes he is until June.

haleygrey

latest update - have received the letter from the Co-Op to confirm that they have accepted me for a cashminder account and that the card is on its way

startagain_2

haleygrey wrote: »

latest update - have received the letter from the Co-Op to confirm that they have accepted me for a cashminder account and that the card is on its way

Good stuff - if and when you ring them to register for their online banking service make sure to ask for any other bits and bobs you need......

like a form for transferring your d/ds
or a paying in book
or a form for transferring your salary..... and so on
They hold back a lot of stuff in case you do not use the account after opening it - apparently this is what a lot of people do (or don't) :rolleyes:

SA

haleygrey

thanks SA, i think the accompanying letter said they were coming too!.
will take the details into work on friday and start getting everything transferred.

startagain_2

haleygrey wrote: »

thanks SA, i think the accompanying letter said they were coming too!.
will take the details into work on friday and start getting everything transferred.

One step ahead of me!!

I have had post from the co-op every day this week with different stuff - 2 paying in books, 2 letters welcoming me (!), more paying in envelopes......

they must like chopping down trees.....

Still very impressed with them though - their customer service operators are excellent in my experience.

SA

haleygrey

yes i got a lot of paying in envelopes too! if i dont use them, the recycling bin is always after food!;)

startagain_2

haleygrey wrote: »

yes i got a lot of paying in envelopes too! if i dont use them, the recycling bin is always after food!;)

The silly thing is that my "local" branch is 30 miles away and so I will be using ATMs and the Post Office. Paying in cash is done without an envelope, so I am not sure why I have a huge amount of paying in envelopes
Cheques are becoming as rare as rocking horse poo these days.....

SA

haleygrey

i dont even know where my local co-op bank is likely to be. so if i do get any cash to pay in, it'll be a trek into the post office in town