Banks 'using excuses' to refuse mortgages

Cat695

xmaswoes wrote: »

il never request peoples help on here becos i can fully understand finacial docs etc......which results in me owing very little and not having to rely on dodgy 'advisors' on this site giving ther help for free which begs the question 'are people mad 2 take ther advice?'??? ??

its like the killed realitives second uncle removed by 10, half brother transexual wife of the persons mother killed by a murderer who suddenlly become an expert in crime setting up a group that news channelsthen hav do a link when a murder happens

same as it is here as it is ther.....what skills exactly hav u people got to offer advice.....

Life experience;)

eltawater

xmaswoes wrote: »

:A :eek:

jesus jezzer jezzer joe!

r u makin asumpsions? i neva sed my financiers r owt of contr0l? im playin a system but know wer i am wit my £$$$ ..... out a c0ntr0l is a difffo sito 2 me

can i axe u not 2 make ur asumsians :money: :mad: :cool: :rotfl:

Say again?

robin_banks

Some people's posts actually contain some common sense which is very very uncommon.

mramra

xmaswoes wrote: »

il never request peoples help on here becos i can fully understand finacial docs etc......which results in me owing very little and not having to rely on dodgy 'advisors' on this site giving ther help for free which begs the question 'are people mad 2 take ther advice?'??? ??

its like the killed realitives second uncle removed by 10, half brother transexual wife of the persons mother killed by a murderer who suddenlly become an expert in crime setting up a group that news channelsthen hav do a link when a murder happens

same as it is here as it is ther.....what skills exactly hav u people got to offer advice.....

Wot R U tlkng abt m8 ?

rockadog

napoleon wrote: »

Why do they need excuses at all? All the banks have to say is that the property you want us to lend you money for isn't worth what you'd like pay for it. And on that basis only a madman would lend money.

Sorry if i missed something but when i usually had my mortgage agreed ( usually 75% to 80% LTV) then bought my chosen house it was valued by the Lender who was giving me the mortgage.If i paid more than the valuation i had to stump up the difference.Or were there Lenders so hungry for business, commissions,fees that they were dishing out money no matter what the valuation of a house actually was? I must have gone to the banks that are still solvent today.

geoffky

xmaswoes= windup..who is it?

clobber_2

We said this about xmaswoes when he/she/it first appeared claiming they needed a 60K loan to get their finances sorted, or somesuch tripe.

I reckon it's sh@tinhatman again.

clobber_2

http://forums.moneysavingexpert.com/showthread.html?p=17019015#post17019015

Distinctly odd, I thought. A rum do and no mistake.

mewbie_2

olly300 wrote: »

I do wonder if people who post like xmaswoes have problems reading and comprehending financial documents or terms and conditions in contracts.

Or even walking and chewing gum at the same time.

mr.broderick

kingkano wrote: »

spurious - not true or genuine; false; counterfeit.

I don't see any argument for the above definition. Most of the claims in your excerpt look like good grounds for rejecting a mortgage application in sane credit conditions. Perhaps people with CCJs were allowed to get mortgages previously but thankfully they can't as easily now!

'Minor matters' I could agree - but they all sound like the involve an unpaid debt to me.

Spurious.. It is a word i use often at work..."4 and half grand you want for that in part ex ?!!!! It's even got spurious trims on it.!!"

Here to help..