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first xmas with no credit cards

i knew this year was going to be tugh, just never realised how much so.....first year in ages iv had to buy the kids the basics, no expensive stuff this year.....of course the kids didnt show it.....my little soldiers..but how hard is it going to be for them to go back to school with no top of the range gear.......i hate the banks.....all i needed was another !0k card which would hav given me the chance to pay off the 60k i owe them.....im dreading next xmas already
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Comments

  • Kids remember your love and the time that you gave them so much more than the landfill that they unwrap on Christmas morning.

    GG
    There are 10 types of people in this world. Those who understand binary and those that don't.
  • drbeat
    drbeat Posts: 627 Forumite
    xmaswoes wrote: »
    but how hard is it going to be for them to go back to school with no top of the range gear

    The other kids may not have the top of the range gear too! Lots of parents are going through the same thing as you. So I hope you can take some comfort in the fact that you're not on your own.

    The main thing is that you are with your kids at Xmas!

    P.S. can you not put a little aside every month ready for next Xmas?
  • mewbie_2
    mewbie_2 Posts: 6,058 Forumite
    1,000 Posts Combo Breaker
    xmaswoes wrote: »
    all i needed was another !0k card which would hav given me the chance to pay off the 60k i owe them.....
    I don't think that you need another credit card at all. I think you need to go to the Debt Forum and ask for some advice.
  • DawnW
    DawnW Posts: 7,805 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    xmaswoes wrote: »
    i knew this year was going to be tugh, just never realised how much so.....first year in ages iv had to buy the kids the basics, no expensive stuff this year.....of course the kids didnt show it.....my little soldiers..but how hard is it going to be for them to go back to school with no top of the range gear.......i hate the banks.....all i needed was another !0k card which would hav given me the chance to pay off the 60k i owe them.....im dreading next xmas already

    you are not serious?
  • Masomnia
    Masomnia Posts: 19,506 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Not spending money that isn't yours this Christmas is a great start towards being debt free. There's tons of support here, like someone said on the Debt-Free Wannabe board. If you can do it once, you can do it again :)

    Good luck, the support is there.
    “I could see that, if not actually disgruntled, he was far from being gruntled.” - P.G. Wodehouse
  • GDB2222
    GDB2222 Posts: 26,559 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    DawnW wrote: »
    you are not serious?

    I must admit that I assumed it was a joke.
    No reliance should be placed on the above! Absolutely none, do you hear?
  • bo_drinker
    bo_drinker Posts: 3,924 Forumite
    P1ss take obviously.
    I came in to this world with nothing and I've still got most of it left. :rolleyes:
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I assumed it was a total p1ss take too.
    Must be.
    1 post - completely bonkers.
  • ad9898_3
    ad9898_3 Posts: 3,858 Forumite
    I assumed it was a total p1ss take too.
    Must be.
    1 post - completely bonkers.

    I think it's one of the regulars having some fun with a sock puppet, the very essence of the post is ridiculous:D. Bravo to whoever it is.
  • Cat695
    Cat695 Posts: 3,647 Forumite
    Horse in a hat is back i reckon!! (was that his name)
    If you find yourself in a fair fight, then you have failed to plan properly


    I've only ever been wrong once! and that was when I thought I was wrong but I was right
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