Home Emergency Cover

avi_3

Hi - My first 2 years emergency cover for my townhouse provided by the builder has just finished and am now looking for a cover which will cover emergencies such as problems with boiler, central heating, fuse box, broken windows, blocked drains, etc.
I have recieved a letter from NHBC which provides this cover (Central heating problems covered only from Sept - Apr, and max of £500 per claim, unlimited number of claims) for £5.99 for the first 12 months.

Can anyone please suggest if this is worth taking it, or should i look elsewhere for cheaper cover?

lisyloo

If it's £5.99 per month then that sounds expensive.
Is there an option to add it onto your house insurance? This might be a cheaper option.

Do you really need this?
We had a leak (on a new house). The job to fix it was quite large (floorboards needed taking up) and that's not covered on an "emergency policy" so the plumbers advice was to - switch the water off (great!).

If you can do basic DIY then I would suggest not having this cover as some policies really do only cover "emergency fixes" (and I don't need a plumber to swicth the water off).
Obviously you need to check the policy to see what's covered (and not the adverts).
If you are not a practical person at all and still want it then I suggest asking your house insurance company first.
They are likely to be cheaper than going elsewhere.
If they don't do it, then it's always worth shopping around.

sarahluv

i'm with esure for my home insurance and i have emergency cover. it costs around £20 a year. egg also provide one with their home insurance for around the same price.