car stolen - keys in house

danielleindebt

just a quick question! got burgalled lastnight and dog awoke us! keys had been left in back of door unlocked (stupid i know and bluddy once!) anyway we rang police as they didnot managed to take the car as dog scared them off!

police pulled sum wire out of the car and said it was unlikely theyd come back but car wont work if they do! that was 2am last night! stayed up till 5am - fell asleep till 8 and hey presto car is gone!

insurance crack - will they pay up if they know a) car keys were in house that wasnt locked properly? even if police immobilased it?

any help would be appreciated as i do not know what to do! insurance dont open till 10am

thanx in advance

far2812

What a nightmare! Did they manage to take the keys? This happened to my dad 4 years ago - they walked into the house through the day and took the keys out of the key pot! The insurance paid up on that!

The fact that the police had been called and immobilised it themselves (although obviously not properly) should add credence to your claim.

They may come back at first with questions but keep at them! They are liable to pay.

Browntoa

Leaving a door or window open where a thief can enter, leaving your door unlocked or with keys in the lock or even leaving keys where they can be found (under a mat etc) could lead to your claim being invalid, so read your policy carefully, to make sure you know in which situations you are covered.

http://www.saferhouses.co.uk/InsuranceClaims.html