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No wonder it can be easy to get into debt
Comments
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Sleekit wrote:A couple of years ago I used Egg's website to reduce my cc limit - and got rejected! When I phoned them, the guy said that someone lowering their limit was such an unusual occurence they hadn't bothered to set up the computer to handle it!
:rotfl:
It works now by the way! Must be thanks to you!
:T
I phoned Tesco (RBS) to reduce my limit and the women on the other end did a double take! "You want to REDUCE it?" :rotfl:0 -
That also happended to me when I wanted to reduce my Graduate overdraft with Abbey last week. It kinda makes me angry a bit!
"Yes I'd like to reduce it please!!!"In debt no more!0 -
I have an Alliance & Leicester credit card, which I have'nt used for over a year. I 've been steadily reducing the balance, it's still over £6k. Received a new card, have not activated it and they have now increased the limit to £8k.0
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i have a capital one card which i don't use anymore(must cancel it),as soon as i got to 0.00 they upped the limit i never used it much anyway so i put it down to 0.00 a few times each time they upped the limit.cc debt ( end dec 05) 6485 :eek:
Currently:4475.73
Shopping for March
Week 1: £46.74
Week 2:
Week 3:
Week 4:
A+L loan but as I have already paid the intrest no point in paying it off early(dont get one) so going to save, save, save when cc paid off
The £2.00 savers club:£24.000 -
I took out a loan with my bank in the summer as it was a cheaper APR, anyway about a month ago they called me to say that if i took out a new loan for an extra 3k then they would give me a lower apr!!!!!!!!!!!!!!!!!!!!!Debt free and plan on staying that way!!!!0
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Scary how easy it is for people to get into debt! Most people tend to live just above their means, this is what the financial institutions prey on. Well done to everyone who's successfully reduced their cc limit and/or balance (count me in :dance: )
Target for 2006 - get all credit cards in Britain down to £0 and put the companies out of business! Then refuse them all credit...
It's better to light a candle than to curse the darkness.
:idea:
Lightbulb moment - January 2005.
Thanks MSE.0 -
Don't they claim that most people are only three wage packets away from the streets.
Now that is a scary thought.
Yours
CalleyHope for everything and expect nothing!!!
Good enough is almost always good enough -Prof Barry Schwartz
If it scares you, it might be a good thing to try -Seth Godin0 -
How do you mean calley?In debt no more!0
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loubie_lou wrote:How do you mean calley?
They mean that most people have no savings. And after 3 months with out any wages/income they will have no home as they can't pay the mortgage and bills.
Don't forget that if you rent you are in a better position then people who own when it comes to benefits. As you will get your rent paid but if you have mortgage tough. You have to wait 36 weeks and you might get help with the interest payments.
Yours
CalleyHope for everything and expect nothing!!!
Good enough is almost always good enough -Prof Barry Schwartz
If it scares you, it might be a good thing to try -Seth Godin0 -
M&S just sent me a letter saying they have upped my cc limit from 2.5k to 6k!!! its outrageous! The law needs to be changed.Member no.1 of the 'I'm not in a clique' group :rotfl:
I have done reading too!
To avoid all evil, to do good,
to purify the mind- that is the
teaching of the Buddhas.0
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