The Bankruptcy Association

desmonds

Would anyone recommend becoming a member of the Bankruptcy Association for the purpose of receiving sound, practical advice available on any debt related or bankruptcy matters at the end of a telephone, letter or email?

Paul

sparkle84

I am not sure I have never had any dealings with them, looked on the website the books etc seems quite expensive have you tried the following site it has a lot of information on it

http://www.insolvencyhelpline.co.uk

Addicted2Chocolate

for a bankruptcy enquiry i would telephone the Enquiry Line of the Insolvency Service. The number is on their website https://www.insolvency.gov.uk.... also lots of leaflets and information on there which is all free.

Conor_3

I can recommend Gill Hankey at http://www.bankruptcyadvisoryservice.co.uk/

Very reasonable prices and sound advice. She sits on some of the Govt advisory panels on debt and bankruptcy.

Visited her when I was thinking of going bankrupt. Cost me £40 for the first visit including a years memebership. She has very good resources available to her including a mortgage broker who can help a bankrupt get a mortgage to secure their home without enduring crippling interest rates.

jen_jen_2

no plenty of free advice out there dont pay. you can call the inslovency service as someone said and if really stuck could call an OR which would be free. never pay anyone to give you advice

Addicted2Chocolate

i dont understand you mortgaged your home before or after bankruptcy? did you mortgage it to ensure there was no equity to stop it being an asset in bankruptcy?

Conor wrote:

I can recommend Gill Hankey at http://www.bankruptcyadvisoryservice.co.uk/

Very reasonable prices and sound advice. She sits on some of the Govt advisory panels on debt and bankruptcy.

Visited her when I was thinking of going bankrupt. Cost me £40 for the first visit including a years memebership. She has very good resources available to her including a mortgage broker who can help a bankrupt get a mortgage to secure their home without enduring crippling interest rates.

Conor_3

Addicted2Chocolate wrote:

i dont understand you mortgaged your home before or after bankruptcy? did you mortgage it to ensure there was no equity to stop it being an asset in bankruptcy?

I didn't need to remortgage it but the option was there if I did need to.

In addition to that, she is very good at negociating settlement payments and reduced repayments.

Yes you do have to pay but it's usually a one off - advice via e-mail is free, isn't very much and you know up front what it is going to cost and if you want to go ahead.