MSE Christmas Quiz discussion

hayley11

Horace wrote: »

Managed to get 10 out 10. Please can questions be more difficult next time:rotfl:

Sir! She cheated!!

Numpty_Monkey

hayley11 wrote: »

Sir! She cheated!!

:rotfl::rotfl::rotfl:

Well she didn't copy off me:o:D

selimap

Quite good fun but...

The car insurance answer is not usually correct. I just checked a few comparison sites and none had 'supply' teacher. I compared some quotes for 'music teacher' and just 'teacher' and they were identical. I don't see the different risk. I chose piano teacher, so should have got 9/10 instead of 8/10! Now 'musician' is definitely higher risk as might be a peripatetic piano teacher.

I also think the railcard answer is wrong as at £72 you break even by saving the £24 the card cost you. You are "guaranteed a profit" at £73 tickets and more. I got this 'right' as £72 is nearest answer.

The person who thinks a pilot would be the best risk - tiredness after long flights, driving at night and irregular shift hours - big risks. Any shift work or night work or irregular hours will be a higher premium. Not to mention alcohol intake associated with certain professions.

MSE_Martin

selimap wrote: »

Quite good fun but...

The car insurance answer is not usually correct. I just checked a few comparison sites and none had 'supply' teacher. I compared some quotes for 'music teacher' and just 'teacher' and they were identical. I don't see the different risk. I chose piano teacher, so should have got 9/10 instead of 8/10! Now 'musician' is definitely higher risk as might be a peripatetic piano teacher.

I also think the railcard answer is wrong as at £72 you break even by saving the £24 the card cost you. You are "guaranteed a profit" at £73 tickets and more. I got this 'right' as £72 is nearest answer.

The person who thinks a pilot would be the best risk - tiredness after long flights, driving at night and irregular shift hours - big risks. Any shift work or night work or irregular hours will be a higher premium. Not to mention alcohol intake associated with certain professions.

The insuranvce answer is based on the Car Insurance Job Picker which is based on a large amount of sampling. Though if you look at the answers for that one you'll see that's the one random one.

As for £72... I disagree that its £73 or even £72.03 (the first time the discount would actually be cheaper) as if you can get a railcard and trainticket for the price of a train ticket, then you should get the railcard as a reserve for any other possible journeys in the year.

Martin

clio

car insurance is post code driven. the post code plays a bigger part in a quote than a job title surely!!

oldvicar

10/10 for me too.

I don't use trains. I don't have a Boots advantage card. But I still know what the deals are ... I think it must help just being a miser / skinflint by nature, as well as reading everyone's wise words on MSE.

I'm so chuffed to be in the top 0.15%. I've never been that in anything before. Even with MENSA I only scrape into the top 1% so I'm really looking forward to the New Year "IQ" quiz and hope Martin makes it a really tough one :rotfl:

Merry Christmas to all.

MKPhil05

clio wrote: »

car insurance is post code driven. the post code plays a bigger part in a quote than a job title surely!!

Yeah but you can't (legally) change the postcode the car is kept at (apart from moving!) but you can tweak your job title within reasonable limits...

PS 8/10 for me!

Nazitf

What's wrong with my calculations for question 5 (credit card one)?

Borrowed 3000 at 17.9% APR.

So I'm paying 1.49% interest monthly. Min repayment is 2%, hence I'm clearing a balance of 0.51% monthly.

At the minimum, I'm clearing 3000 x 0.0051 = £15.25 monthly. Therefore 3000/15.25 = 196.7 months. This equals just over 16 years which is a rough estimate of the maximum period to pay off this card since the outstanding balance will slowly be declining.

aah

9/10

Got no 9 wrong. I am AMAZED that downbranding saves so much!

marleyboy

damn a poor 3