We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Debate House Prices
In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
REPOSSESSION - collecting info
Comments
-
So you would be perfectly happy if this happened to one of your family?0
-
So you would be perfectly happy if this happened to one of your family?
If you walked around any major high street over the last ten years, you would have seen this sight often. And it wasn't ever anything to do with repossession or recession, but often vastly other reasons, like drugs, family breakdown etc.
I for one would not like to see any of my friends or family in this position, then again, I wouldn't let them. Even if I lived in a no-bed studio flat, I would insist they stay with me until back on their feet. This was the old way, and is still the case in countries like Greece, for example, where there is virtually no state aid for ANYTHING. Families look after each other, seeing it as their duty, and nopt that of the state.
My point is, repossession does not mean sleeping on the streets. The reasons for that, even if repossession figures, are very much different.I'll have some cheese please, bob.0 -
Vinegartits wrote: »No, not a journo, I work in the County Court with those facing repossession.
Thanks for taking the time to respond and sorry if my question was not phrased politely but it is always useful to know why people are asking for information.I think....0 -
It isn't that wrong DD. There are no bail-outs for those who are renting you realise?
Do you rent or are you at your parents?
Actually renters get something called Housing Benefit: Housing Benefit and they have had this for a long time.Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
[strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!!
● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.730 -
Dithering_Dad wrote: »Do you rent or are you at your parents?
Actually renters get something called Housing Benefit: Housing Benefit and they have had this for a long time.
Unless you have a sniff of education, can speak coherently and wear anything other than tracky bottoms to go in and apply.
Doesn't matter if you need it or not, you have to look the part.
I once had to apply for this horror when I was kicked out of home while I was still at sixth form. Obviously since I was doing my a-levels, working full time was not an option. They did everything they could to get me to give up school so I could earn the rent. In the end I stuck my two fingers up at them and paid it out of my part time earnings. My rent was £30 per week, I got paid about £35 per week if I remeber correctly, and I got £9 income support. I survivied on this for over a year until I went to uni (where at some stages I was even poorer!)I'll have some cheese please, bob.0 -
Unless you have a sniff of education, can speak coherently and wear anything other than tracky bottoms to go in and apply.
Doesn't matter if you need it or not, you have to look the part.
Have you ever tried to claim it?
Edit: Just read your additional text... The CAB website mentions this:
If you are a student in full-time higher education (degree level or equivalent), you cannot usually claim Housing Benefit. However, you can claim it if you are studying part-time. If you are under 19 and on a course below degree level, you can also claim Housing Benefit (unless you have recently left care). You therefore should have qualified for assistance. I looked very hard at the rules and could't find anything about them checking qualifications or attire.Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
[strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!!
● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.730 -
Dithering_Dad wrote: »Have you ever tried to claim it?
I was editing to support my comments at the same time, see above for answer :-)I'll have some cheese please, bob.0 -
Dopestar - please excuse my bluntness but you seem a !!!!! of the highest order.0
-
Unless you have a sniff of education, can speak coherently and wear anything other than tracky bottoms to go in and apply.
Doesn't matter if you need it or not, you have to look the part.
I once had to apply for this horror when I was kicked out of home while I was still at sixth form. Obviously since I was doing my a-levels, working full time was not an option. They did everything they could to get me to give up school so I could earn the rent. In the end I stuck my two fingers up at them and paid it out of my part time earnings. My rent was £30 per week, I got paid about £35 per week if I remeber correctly, and I got £9 income support. I survivied on this for over a year until I went to uni (where at some stages I was even poorer!)
a friend that was recently made redunadent will be getting job-seekers allowance, housing benefit and travelling expenses to and from interviews.
she's happy that the state is looking after her in these difficult times; especially after paying tax and NI in the better times.0 -
After a major shock s few years back my wife was unable to work. At the time my business was booming and we had more than enough coming in.
After a couple of years she felt that she would like some gainful employment and we went to the job centre to get some guidance. They were worse than useless and just prattled on about benefits. We informed them that my income was, at the time, high and we had a lot of savings. We told them not to bother and that we were just looking for help to get my wife back into work.
Yep, 2 weeks later we received a letter telling us that we could not get any benefits.
Help for re employment? Ummm, look on the computer screens. They have the latest jobs.
Rubbish!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards