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What to do with £50k??

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Comments

  • MinMoz wrote: »
    Posting on behalf of my Dad.

    He has £50k and is looking to use the money to supplement his pension. Barclays have recommended a product that guarantees him 7.5% over 5/10 years and his capital will be safe provided the stock market doesnt drop a further 40% (I am of the opinon that anything could happen so cant rule this out).

    His ISAs are maxed out so that is not a consideration. Neither of us have experience here so where else would you kind and knowledgeable people recommend we look for other options??

    Many thanks.

    Why not consider an NS&I Guaranteed Income Bonds or Guaranteed Growth Bonds

    Both offer 1, 3 or 5 year terms and your intrest is fixed for the set term

    Current Intrest Rates between 3.90% and 4.20% for these products
  • dunstonh
    dunstonh Posts: 120,542 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Why not consider an NS&I Guaranteed Income Bonds or Guaranteed Growth Bonds

    Both offer 1, 3 or 5 year terms and your intrest is fixed for the set term

    Current Intrest Rates between 3.90% and 4.20% for these products

    The OP is looking at investments. Not deposits.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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