Taxing a newly bought car

threebeans

A taxi would be about £80 a day. I don't have money for that and money for everything else on top. Especially the week before Christmas. Especially on the day the in laws are coming and I haven't even done the shopping for that yet!

threebeans

credit_crunch_victim wrote: »

every dealer i know offers to tax the car prior to picking it up at cost
they have the facilities needed to do this and this is what you should have done

Had I been offered this, I would have taken them up on the offer. I didn't think to ask because I wasn't aware I wouldn't be able to do it online as soon as I got home (and no, I didn't realise that it would be illegal to even drive it home - nobody told me this either!)

markelock

unfortunately these are strict liability, so not knowing isn't an excuse. I would have thought your insurance cert would arrive tomorrow, so if you finish work in time you could sort it out tomorrow at the post office.

I think some post offices do open on Sundays, although as you say, it doesn't matter without the certificate.

Inactive

threebeans wrote: »

Had I been offered this, I would have taken them up on the offer. I didn't think to ask because I wasn't aware I wouldn't be able to do it online as soon as I got home (and no, I didn't realise that it would be illegal to even drive it home - nobody told me this either!)

As the holder of a driving licence and the owner of a vehicle you are expected to know these things, it is not up to somebody else to tell you.

It is all part of driving/vehicle ownership.

irishjohn

how did you get to work last week before you got the car?

Inactive

I think that he has gone shopping in his car.

irishjohn

Think it may be a she - gone to pick up partner and do the Christmas Shopping - definitely not a woman with a plan

Conor_3

threebeans wrote: »

I bought a car on Thursday evening, and got my insurance sorted on Friday but haven't received my cover note or certificate or anything yet. How do I go about taxing it?

I've been driving it, and I need to drive it on Monday to get to work (live in an area of no public transport) but with today being Sunday there will be no post offices open and I don't have a certificate to take with me anyway. I tried online and it said I couldn't do it "due to changes in the vehicles information" or something. I also tried online but again, it says I can't as I only have the New Keeper Supplement and not a proper log book.

What can I do!??!

Park it up.

If its spotted, it'll be impounded and it'll cost you AT LEAST £250 to get it back.

As it is Xmas, the Police will be out in force doing the annual drink drive crackdown, concentrating in rural areas as much as cities. If the ANPR system in the car they're in clocks you, which it will, expect to end up walking home.

Wig

flutterbyuk25 wrote: »

There is no 14 day allowance. Urban myth.

x

There is a 14 day allowance but it is only an allowance in relation to renewing a tax disc after expiry and avoiding an automatic £80 penalty. The 14 day allowance has nothing to do with driving or keeping the car on a public road, i.e. it does not exempt you from that.

The only allowance in relation to keeping or driving an untaxed vehicle on the public road, is a 5 day allowance providing the tax was (successfully) applied for ONLINE before expiry. Then you have 5 days ("working days" I believe but I'm not going to bother to check) grace AFTER expiry within which time you CAN drive or keep your vehicle without displaying a valid tax disc.

Wig

Threebeams,

One solution would be to insure it on the highstreet at a local insurance brokers office, they will give you a covernote there and then, then you can tax it.

Another solution is to insure it with an online insurer who allows you to print your certificate from the computer, Swiftcover does this, as does atleast one other but I can't remember the name.

In both examples even if the premium is more than you would have wanted, you have 14 days to cancel the policy and recieve what should be a full refund, but some insurers only refund Pro Rata (which is fair enough but you might legally be entitled to a full refund) and some insurers (such as Swiftcover online) also have an admin charge of up to £50 for cancellation within 14 days, again this charge may be illegal but that doesn't stop them from doing it.