another £35 charge

natweststaffmember

ShelfStacker wrote: »

It's not like they didn't tell you what they'd charge you for going over before they charged it. You agreed to it, it's in the terms and conditions.

And its not like the terms and conditions are subject to any court case or that you could claim them back if you are in Fiancial Hardship under the FSA Waiver on bank charges PAGE 11. It's not like the link is even on my signature or anything like that.
Have I got it wrong?
I am usually on the reclaims boards but the argument on the terms and conditions doesn't wash well with me. You are not always told how the charges work when an account is opened. Even if you have, the terms are then changed and on most banks have done in the last 2 years because of the bank charges campaign which has clearly highlighted the fact that they are not in Plain and Intelligble Language. Unfortunately, we live in a real time banking world with an old time charging system. If only it could be better....I live in hope that one day it wll be.

Shelfstacker not attacking you but the notion of what was written and I know exactly where you are coming from.