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Debt Management Plans???

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Comments

  • funny really, cos when I told my kids the RBD* was shut till further notice last year they too went a bit wobbly on dad


    *RBD=Royal Bank od Dad
  • Quick update

    OH and his suitcases have departed for his dear daughters house, we went and did a HUGE Christmas grocery shop this morning with him whinging on about the cost of everything and was I inviting the whole street for Christmas dinner, no matey this is my pre get my cupboards stocked before you get your bum kicked out the front door shop.
    After some whining and muttering on last night he confessed to a bit more debt ie daughters carpets, as I looked at my tasteful but cheapo ones I thought hes taking the piddle here.
    So told him I needed some time on my own to sort my head out, he couldnt understand what I meant:confused::confused: he did when he got his first suitcase dumped at his feet, is it just me or have I just realised he doesnt seem to think anything he has done is wrong:o .

    Had DSD roaring down the phone about what Ive done to to her dad, after a volley of not so nice replies I said look in the mirror love theres the reason, you and your never ending grubbing around for money, and she said he couldnt stay there they were overcrowded, so I replied who cant stay there your dad or his credit card:D :D I really let rip, was awfully !!!!!y, never mind its cleared my head she got it both barrels.

    I need the space away from him, everytime I looked at him I had this urge to clonk him on the head with a hammer:eek: :eek: , I feel such a fool, especially after all the overtime and extra job I took on earlier in the year, so my employer making me redundant has done me a massive favour as Im going to have some ME time till after New Year then look for a new job.

    My cupboards are full:D :D:D , the bills all up to date and Ive a bit of money left in the bank from my redundancey payout he can go sit/sleep amongst all his posessions hes paid for at his daughters house and contemplate his future.

    Lets see if he follows through with the selling of her car and cutting up his cards like he said he was going to do, I doubt it, I now have complete control of the remote and am mistress of my own domain , he can sod off.

    Am giving myself a virtual pat on the back, nobodies going to make a fool out of me anymore:rolleyes: :rolleyes: :rolleyes:

    Have a pleasant evening everyone, Im off out to the pub with my friends that I stopped seeing as he didnt like them, well tough ,cos there going to be around lots now this worm has turned.

    Sadie x
  • Wow busy day

    Good luck to you though and all the best.

    ym
  • Thanks YM

    Am away to enjoy my Christmas now:beer: :beer:
  • hanvic
    hanvic Posts: 66 Forumite
    go girl, go

    hope you have a great night out with people of your own choosing :beer:

    cupboards full, love that! my baskets full! :easter_ba

    i did the same a couple of weeks ago, used the last of the credit on my card and did massive shop at asda, cupboards bulging ready for this psychic famine my unconscious is conjuring up, its a woman thing i think

    what we do sometimes for a security blanket

    also its a moving away strategy, moving away from fear of hunger and destitution type thingy and if you're moving away you are not looking where you are going so sights set forward and moving towards debt freeness whatever that may entail and whatever the losses are in the short medium term, in the longer term there is freedom.

    getting there

    in my thoughts

    hanvic :hello:
  • dalip
    dalip Posts: 7,045 Forumite
    Sadie you and anneswitterings would get on like a house on fire. You both have a wonderful way with the written word. Comical,realistic and honest. As if that is not enpugh you both post in bold!

    Just sat here and read this thread chuckling to myself:o . I hope you have a lovely christmas and fair play to you girl for being able to take the brave step into the future alone;) . Dx

    PS she did the same,re.....filled her cupboards with food at the same time as she kicked her OH out.Dx
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Sadie,
    Golly, It's better than TV and I mean that in the nicest possible way..... you are definitely on a mission as someone has already said... Good On You! :beer:
    I do wonder how many of you actually entered into your partnership - it sounds like there were more than 2 of you!
    I am so pleased that you have given yourself some breathing space, the situation sounds impossible all the time that your OH is in denial and has his daughter pulling his strings.
    From past relationships where "secrets" have come to light I can remember always wondering if and when another "little problem" would come to light.
    Weak men are always a problem, even when the woman is strong, when it comes to getting things sorted. It is like a weight dragging you back all the time.
    I ended a long term relationship in October when I realised that not only was it preventing me from getting a sane and stable life but that my excessive spending on things for him and getting him out of trouble was only serving to bury me deeper. I am very lucky to be seeing a Consultant Psychologist for regular counselling and he has really been the springboard for me to wake up and smell the coffee! My LBM if you like. So, the man is now an ex, SA is spending more time and money on herself, and the BR is on the horizon. A brave new world beckons in 2009.
    I am with you all the way Sadie, nothing quite like a feisty woman with the bit between her teeth........
    Waiting with baited breath for the next instalment!
    Merry Christmas,
    SA
    2011 - New year, New start, New me
    [STRIKE]Planning on [/STRIKE] making my dreams a reality
  • coolcait
    coolcait Posts: 4,803 Forumite
    Part of the Furniture Combo Breaker Rampant Recycler
    hello again

    thanks for the answers to my posts, well heres installment numero god this is doing my head in cant even remember the number sorry.

    OH had a night at DDs complete with 5 kids, a dog and her takeaway lifestyle he was whinging down the phone that he paid for there takeaway and they went to town on ordering the whole menu:p :p serves him right soft sod.

    the dog had spent the night slobbering over his work suit (hes very very appearance minded) so white doggy hairs and his dark grey suit went down a bomb,:D :D :rolleyes: :rolleyes: oh dear and one of the kids had left a peice of chocolate on the seat so they all laughed at him and asked if he had pooed his trousers,:T :T :T :T :rotfl: :rotfl: :rotfl: think the kids said something along the lines of "Gdad have you had a sense of humour bypass?" he wasnt amused, ho hum well he had better get used to it as hes not coming back here till he admits theres a problem and maybe not ever coming back.

    I enjoyed the night out at the pub with the girls, was a riot, forgot what it was like to laugh and be myself, that miserable sod can stay at his daughters till he gets the message that its not him they like but his free flowing bountiful genorosity, no more morning grumps and farty noises coming out of the loo, was sheer heaven and I had all the hot water to myself oh the sheer indulgance of lying in the bath and to have no interruptions, deffo could get used to :D this .

    need to send his pongey socks and underpants I found in the laundry basket to his DD and am calculating the savings on not having to run the washing machine on overdrive to satisfy his passion for freshly laundered shirts.

    and i can switch things off instead of finding them always on standby, and bring in my version of living on a budget;) ;);)

    have had a mooch round his drawer by the side of the bed, amazing what you find when that age old art of womanhood skill known as reading the credit card receipts clicks into place, made :eek: :eek: :eek: reading he had spent £45 on a shirt , christ sakes £45 for one poxy looking bad taste shirt I ask you!!!! demented idiot and they say
    woman can spend on there credit cards well this blokes well in touch with this feminine trait:o

    am away to bed, lovley to be able to sprawl all over it, the whole 4` 6" all to myself, no snoring and grumbling noises to contend with, no weird snorty snuffling noise from under the duvet, just moi on my ownsome and I think thats how I want it to stay.

    will keep you updated

    Sadie


    Hiya Sadie

    I keep catching myself being mellow and laissez faire and all those things that my impassioned younger self never EVER thought I would become :eek:

    But maybe you just need to chill a bit on this? :confused:
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