Been in first car accident tonight - what do I need to do

lexilex

I think I might hear something from doctors this week. Everything is back to normal now, no more bank holidays, so hopefully things should speed up a bit. It's just such a pain in the backside not having a car. I didn't realise until now how much I rely on it!

caulfield

i was in same situation, i had to drive accident damaged car for best part of a week (it was mainly cosmetic but they didnt know if worse or not) and then i got the courtesy car, the repair was delayed cos of bank holidays

Faz

lexilex
I've not read all the posts in this topic, however I've quite experienced when it comes to insurance and car accidents and will tell you this:

- You should be able to get a hire car to cover you whilst you're off the road. As the third party has accepted liability, they should foot the bill for this.

- You should make a personal injury claim, you were genuinely injured in the accident.

It can all be confusing and daunting, but there are specialist companies who take care of all the legal and paper-work for you such as http://www.accidentexchange.com/ Alternatively your insurance company should take care of it.

If your car will be written off then you'll receive a cheque for the amount it is worth now.

lexilex

I have a question about writing a car off.

Can I say no? This is presuming they are going to say they want to write me car off, I've still heard nothing from them about it.

I spent a lot of money on getting it through it's MOT less than a month before the accident. I bought a new battery for it about a week after it's MOT. Also been told my mechanics how good a car it is, engine in mint condition etc. It's done less than 30,000 miles.

It's an R reg corsa so I'll be lucky to get a few hundred for it. There is zero chance of me getting a car as good as mine for that!

s4mmy

Hi
I have read through this thread as today someone ran into the back of my R reg corsa whilst dd was driving it.Poor thing, she only passed her test two months ago and in the first month someone reversed into her when she was in a car park and now someone else has driven into the back of the car. She said that she doesn't want to drive again!

lexilex

s4mmy wrote: »

Hi
I have read through this thread as today someone ran into the back of my R reg corsa whilst dd was driving it.Poor thing, she only passed her test two months ago and in the first month someone reversed into her when she was in a car park and now someone else has driven into the back of the car. She said that she doesn't want to drive again!

How unlucky! I know exactly how she feels about not wanting to drive again though! Is she okay other than shock?

How's the car?

s4mmy

The poor thing took a really nasty thump to the back of the head but refused to go to A&E. She says that every time she closes her eyes she can see the car getting closer to her, knowing that it's not going to stop in time. [she had braked slowly to reduce speed for the 30mph limit due to roadworks]
The car doesn't look too bad but dh thinks that they will write it off and I know that you will understand when I say that's the last thing we need!!!

lexilex

Bless her, hope she's feeling better soon.

It does sound very similar to what happened with me. My car looks fine, but apparently (not looked myself, my Dad's been dealing with it for me) when you open the boot and look down you can see it's all bent.

Is she fully comp? Hope you have more luck with the insurance than I have.

Stephb1986_2

You have the choice of either keeping the car and them giving you money to fix it or you have the choice of them buying the car off you and then it will be sold to someone else.

I think thats how it went when i had a crash 4 years ago.

HTH

Steph xx

mum2one

it sounds like if the underneath is bent the ins company will class it as a right off, as it could be the subframe gone, and if u had it repaired could be very expensive.

I fully sympthiase (excuse spelling), when I had my right off Id paid 3k, 3 years later it was worth £400...its such a pain, but its such an unfortunate thing.