Inspiration- If It Wasn't For Mse.....

Petal_3

and I wouldn't have known about LOB deals (currently have ALL my debt at 3.9% LOB) - wouldn't have been savvy enough to BT some of that debt onto 0% as and when I can (OH and I stagger our credit card applications) - WOULD have probably carried on spending on credit (and OH) thinking that at least we can afford the minimum repayments - wouldn't have saved money on utilities/mobile/car insurance etc etc - wouldn't have become more savvy with food shopping (just been accepted for Tesco c/card and will shop on-line paying off card in full each month and making full use of points and Tesco vouchers found on this board) - wouldn't have a breadmaker or slow cooker - and soooooo many other things!

Thank you MSE! :T xxxx