What is your total credit limit ?

silvercloud_3

Just being curious..

What's the total credit limit of all your cards?

Mine's is now £117K, but only using £37k just now and all on 0%..

ashcarrot

40K on Balance TRansfers
10K on Purchase Cards

mary

Just being curious..

What's the total credit limit of all your cards?

Mine's is now £117K, but only using £37k just now and all on 0%..

Might I enquire why you have £80K unused on credit cards, or are you planning a good Xmas present for someone?    If not, why not cancel some of the cards

deemy2004

Total from experian excluding all settled cards, i.e. cards that I have shut down is £48,700

THOUGH this includes about £9k on cards that I did not know still existed, so have to chase them up to shut them down.

Additionally about £9l has to show through from new cards. so roughly the true total is right at about £49k.

Stoozed total is about £29k, and the only reason its so below the £49k limit is because of the £15k egg waiting for the anniversary when it will likely jump towards 44k against a 49k limit.

silvercloud_3

Might I enquire why you have £80K unused on credit cards, or are you planning a good Xmas present for someone? If not, why not cancel some of the cards

Perhaps, I just expect some of them repeat their 0%offers, i.e. I have £10k limit on my smile card and they repeated their 0% offer once last year. Also some £15k cahoot, they did some cashback last year..

Reaper

(Other than Egg) I have never been very convinced by the view you should hold on to cards in the hope of repeat offers. I'd have thought it better to cancel. After 6 months most consider you a new customer again and you can get new customer offers which are much better than hanging around on the off chance of a repeat. Not only that but when you phone up to cancel you sometimes get offered an incentive to stay.

Or have people found repeat offers better than the originals?

EDIT: To answer your original question £76,000 with just over £53,000 stoozed.

Martinslovechild

£71,900 with £49,800 stoozed.

paulcdb

Anyone wanna lend us a tenner? :P

smartsaver

Me 32k Mr Smartsaver 85k  8) Have 83K stoozed and 15k waiting for anniverary on EGG, but need to pay back lots very soon... soooo watch this space to see how it goes  ::)

johannamse

£71000 jointly

Martinslovechild

Anyone wanna lend us a tenner? :P

Erm. Go on then. 19.9% APR sound ok ??

;D