concrete on road, car written off

panda976

hi there this is my first post and i am looking for some help and advice, i drove round a corner and drove over a large area of concrete that had been poured onto the road, it was solid.
it must have been there for weeks or months, my insurance company want to write off my car, the claim being that i was at fault.
i am not happy about this and would like some help please, i have lots more info but dont know whats relevant to write, this happened in glasgow.

many thanks alan

456789

You mean like someone was doing work on their house or something and just dumped the excess concrete on the road and it hardened?

panda976

hi there, yes thats exactly what i mean,

McKneff

The insurance people will have come to the conclusion that you driving faster than you shuld have been otherwise you would have been able to stop.
Either that you were distracted from the road. Thats why they will be saying you were at fault

panda976

drove round a blind corner at 10mph, no speeding involved and the concrete covers 3/4 the width of the road, the assessor said that as there was no one else involved and no other car hit me, then they have no one to claim against??

ariba10

It could have been a child, woman with a push chair, an old lady or gent.

It was a pile of concrete.

You were driving too fast.

withabix

You may be able to claim against the highway authority if it was a public road.

(Although you probably have obscure laws in Scotland which cancel this out, especially if you were wearing underpants under your kilt...)

In any case, other party involved or not, if your car is a worthless old knacker, it will get written off as beyond economic repair.

It costs £1000 just to drive a car into a repair shop if it's an insurance claim...

hewhoisnotintheknow

generally speak if you hit a non moving object, its classed as your own fault

goldspanners

panda976 wrote: »

hi there this is my first post and i am looking for some help and advice, i drove round a corner and drove over a large area of concrete that had been poured onto the road, it was solid.
it must have been there for weeks or months, my insurance company want to write off my car, the claim being that i was at fault.
i am not happy about this and would like some help please, i have lots more info but dont know whats relevant to write, this happened in glasgow.

many thanks alan

if the concrete was dry then what was the problem?
some roads are made with concrete.

where abouts in glasgow was this?

panda976

the concrete was set, had come from a cement mixer(truck or mobile one), i wasnt going fast, no more than 10 mph, drove straight onto this thing, ripped off sump and damaged exhaust.
54 (2004) astra it happened on bengairn street, in the east end, i drove round the corner my right wheel caught on the edge of this thing and pulled me to the side

Hintza

A little bit of clarification.

Your insurance company will pay out and cover your loss? You will then of course lose your no claims discount? Which is why you are upset?

OK so you need to go down take some photos abd send a letter to the council that since it was on the public highway you will be suing them for your losses. You then want to present the council with the bill and you can then pay your insurance company back and all will be well.

That is the theory, you now just have to put it into practice. Legal cover with your insurance?