Paying balance on AMEX card

spanner200

HI,
this is probably a daft question, but I wanted to put an expensive repair on my AMEX card to earn some casback. As you can pay the balance off on-line, can I use my Virgin cc which is currently 0% on purchases or balance tranfers? would this count as a purchase or balance transfer and if its a balance tranfer I assume I will pay the fee? Or would I just be better off to put the spend on the Virgin cc and forgo the cashback?
thanks : )

lisyloo

You will have to do it as a balance transfer and I don't think you can do this online (you can pay by switch on line).
You will have to pay the fee.

If the fee is less than 5% and you are within the 3 months inital period then you might be better off doing the BT but make sure
1) Your repairer accepts AMEX
2) You have no purchases (past or future) on the virgin card. You cannot mix purchases and BTs. If you BT AND purchase then the BT will be paid off first and you'll pay interest on your purchases until the BT is paid off in full.

Kavanne

You can't pay an Amex off with a visa credit or mastercard. It has to be visa debit or maestro.

exel1966

You cannot pay any credit card bill with another credit or charge card directly.

The only way is via a regular BT or Money Transfer to your bank account which you can do with a Virgin card, however the fee for the transfer (2.98% or £50-card dependent) will outweigh the possible cashback unless your AMEX is new in which it will earn 5% for the first 3 months.