Where To Buy?

singingsister

Due to a non fault accident, my husband's V reg Peugeot 406 is being written off by the insurance company and they are giving him £1500 for the privilidge (not).

We are looking at the option of part exing my car (3 door easytronic corsa 52 reg) and using the money he is getting for his car and getting ourself a 5 door - maybe a focus or something (we are looking to have kids next year or year after) and a 3 door really isn't practical!!

Where would be the best place to go? Car supermarket? Dealer? I'm a bit wary about buying private...which we can't really do as we want to part ex my car.


Suggestions please?

Quinny_2

Interesting this,as I've just bumped my V reg 406 HDi on black ice last week,and they've just come to pick it up.

It needs a front bumper,wheel rim,wheel trim,mudflap,and even though the car is 9 years old,and in very very good condition,I would rather they repair it,than write it off.Although if I was offered £1500,I'd jump at it.

IMO,you would be better off selling yours,rather than p/x it,as they load the p/x price on top of the new car anyhow,but of course the problem is,it's xmas time,and the credit crunch won't help either.

Going to a dealer with some cash would probably be better,but the other side is,it gives you an instant outlet for your car,so you don't have to go through the hassle of selling it.

I would be tempted to wait until after crimbo,try and sell yours privately,and if not,then think about p/x.

Ken.

MX5huggy

I would hold off, you don't have the kids yet and you do get a bit of warning that one might arrive! The money in the bank will grow (a little) and what ever car you go for will be cheeper or newer in 12 mths.

If you do change I would do a deal with a px and say to the dealer give me 10 days and try your luck on eBay with the px price as the reserve. Corsa's are quite popular.

vansboy

How bad is the damage on the 406?

Is it REALLY a write off, or just uneconomical to fix?

If it's just a bit bent, but driveable, not unsafe or insecure, you might re-negotiate with the insurers to get less £$£$ & keep the car.

Unless you're ready to let it go & start all over, wait 'till the car YOU want, comes your way. Swapping the Corsa, assuming you're happy with it, wouldn't really gain anything, just now.

But to answer the Q, car superarkets have the easiest way to look at lots cars, in one place. But MAKE SURE, it's someone like http://www.motorpoint.co.uk for newer models, or http://www.trade-sales.co.uk for ex fleet stock.

Avoid the overpriced http://www.carland.co.uk type operations, however customer friendly, their sales sites appear.

VB

sheslookinhot

VB

Is it not "being uneconomical to fix" that makes it a write-off.

Or were you thinking if the OP got the parts second-hand then it could be fixed cheaper rather than an independent repairer who would use new parts ?

goldspanners

sheslookinhot wrote: »

VB

Is it not "being uneconomical to fix" that makes it a write-off.

Or were you thinking if the OP got the parts second-hand then it could be fixed cheaper rather than an independent repairer who would use new parts ?

yes thats the idea,buy the car from the insurance company and get a few quid from them to fix it yourself.
you could use second hand parts to repair for much cheaper than what a garage would quote an insurance company ( they usually add a little bit on for insurance repairs).

singingsister

The car would cost £1600 to fix and its only valued at £1500. It's all under the car where the damage is (where the little clio went slamming into the rear of the car) and all the back of the car is lifted up. Can't imagine that being cheap to fix.

Think we'll wait until new year and then decide what we are going to do.

vansboy

Yes, that does sound more like a substantial repair, rather than, say, a couple of new light units & a bumper & bit of paintwork.

& at that age, it certainly wouldn't be worth trying to do anything to it.

Let the insurance take it & see what you want to buy, when the time is right!

VB