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The fight back continues

A couple of weeks ago, me and my partner were new to this site so we listed all our monthly expenses to she where we could cut back. Well after reading some of the replies and some other threads on the site, I thought it would be a good idea to give an update of what is going on and the savings we have made after a little hard work!!

Gas/Elec - was £42 now £31
Sky - was £21 now £15
Mortgage payment protection - was £20 now £12
Life & Critical Illness - was £24 now £12
Contents - was £19 now £8
Car insurance - was £110 now £80
Phone - was £20 now £11
Gap Insurance (car) - was £25 now £6
Payment protection (car) - was £20 now £7
Loan - was £180 now £155

So after a couple of weeks and some help from all the great people on this website that is a saving of about £140 a month and an amazing £1700 a year

Thanks again!! :T
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Comments

  • Conor_3
    Conor_3 Posts: 6,944 Forumite
    LOL. Good for you. It'll be a great booster to people knowing how much it's possible to cut things by. Alot of your bills have been halved.
  • That's great!!!

    Well done:j
    Mortgage-free wannabe!
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Well done donna and dan!!!!

    Have you managed to cut any other bills down such as grocery shopping?

    Continue the good work!! This site is great isn't it??!!

    LL
    In debt no more!
  • Daddyto3
    Daddyto3 Posts: 59 Forumite
    Hi donna-dan,

    I will be posting my soa this evening, can't wait!

    Will be intersting to see the expert views of mse - ers. I frequently look at our direct debits, then lose all will to live, and put all our paperwork back again. I just look, but don't act!

    Hopefully you will be an ispiration to me, will be back with lots of questiosn, maybe

    Cheers mate, and keep up the good work.
    Phil
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Daddyto3- don't despair, I was like that but I have saved a fortune. This site has given me much more confidence to deal with things. I do have moments of great despair, but when I add up all the savings I have made (cancelled PPI, telephone, electric,gas,car insurance,shopping etc) I sleep much better.

    I have to say I found it difficult at first as its much easier to bury your head in the sand, but it does get easier.

    Thanks to you all
    Quality is doing something right when no one is looking - Henry Ford
  • mummytofour
    mummytofour Posts: 2,636 Forumite
    Hello daddyto3 I like your user name! lol
    Debt free and plan on staying that way!!!!
  • Oh and yes we have just started to cut down our shopping bill, it has gone from £25 and week down to £15 which for 2 people it aint bad :-). Now hopefully we will have enough money so donna can learn to drive!!!!
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    *dabs eyes with tissue*

    I love a happy ending!
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • amazon_spice
    amazon_spice Posts: 1,639 Forumite
    Well Done :T
  • robnye
    robnye Posts: 5,411 Forumite
    Part of the Furniture Combo Breaker
    well done, keep it up..... :)
    smile --- it makes people wonder what you are up to.... ;) :cool:
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