SOA looking grim :( Can I be debt free by July 2010?

cheekymonkey20

Have allready done the scotish power cash back.. cheers though. Im on electric only.

I have just got my december pay and i had £250 bonus last month.. so paid £250 off my halifax credit card which takes that down to £442 YAY!

cheekymonkey20

Woop.. just worked out that I should be able to pay off my Halifax Credit Card at the end of next month YAY! Then i am going to use whatever birthday and christmas money i have to pay a load off my MINT Credit Card... im so excited! YAY!

slummymummyof3

Well done you!

Fire_Fox

We are just two in a flat with Scottish Power and pay £26.50 DD a month which over the year does work out right.

I would also say you should ask your other half not to smoked in the flat, sell it as it would really help you out with your quit. Statistically you are much more likely to start smoking again if he has cigarettes lying about or smokes in front of you.

cheekymonkey20

Good news for me... yay! had a call yday from car insurance people, had an unsettled claim, they were sending me round the houses and they have upped the claim amount cuz i complained, got an extra £480 now woop... will have my halifax card completely paid off now and an extra £58 towards my MINT credit card! YAY! I'm a happy monkey!

determinedtodothis

Hey look not even a month and your post is on a much better note - DF in 2010 you can do it!

cheekymonkey20

I'm very pleased with myself.. hopefully by next month I should have £331.83 remaining on my MINT Credit Card Woop.. and im determined to work my behind off in january getting myself another £504.82 in bonus it can and will be done, hopefully that will then clear my MINT credit card, and my MBNA card should be £516.46 including payments made. It's making me excited to think that by Easter next year I could be credit card debt free lol! Just the loan and my mum to go then. WOOP!

determinedtodothis

Thats the spirit :beer:

cheekymonkey20

:j YAY!!!!! I'm fighting the debt like they do with plaque in the chewing gum adverts lol!

WHACK, WHOLLUP, BAM!

debtdesperado

£65 a month sounds quite a lot for the bus - might be worth checking to see if you can get this cheaper (I use the bus and only just realised that buying an annual pass will save me nearly £150 over the year, plus I get a gold card which I can use on tube/rail fares to save a third!).