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Today the lights came on!!!!!!!!

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  • As you can see i had debts at the same level as yours - i am on a DMP with payplan and although its going to take years to pay off at the current rate it is coming down slowly. Ring a fee free company either CCCS or Payplan before you write to your creditors - if they agree a dmp is the way forward they will contact your creditors for you.

    Good Luck
  • Thanks for all the support and advice so far. Obviously I'm a newby so any help is gratefully received. Anyone know how easy it is to get a basic bank account. I'm with Barclays at mo but don't want them getting at what little cash I have
  • fatkev61 wrote: »
    Thanks for all the support and advice so far. Obviously I'm a newby so any help is gratefully received. Anyone know how easy it is to get a basic bank account. I'm with Barclays at mo but don't want them getting at what little cash I have


    Hi Kev,

    lots of info in my head but a bit groggy this am... :D

    best bank a/c is natwest step a/c

    have you looked at all your options yet?
  • Hi there, it was dead easy for me to obtain a NatWest basic account, no overdraft, no credit cards, no cheque book when I first started my IVA.
    Best of luck.
    Debt at IVA agree date 1/3/08 £28k (reduced to £18,900)
    Amount left 08/01/11 =
    £7560 (60.00% cleared!)
    [STRIKE]IOU to mate £1500[/STRIKE] :p
    Money saved £150 :cool:
    Debt-free-day = 01/02/13:D
  • Hi there, it was dead easy for me to obtain a NatWest basic account, no overdraft, no credit cards, no cheque book when I first started my IVA.
    Best of luck.

    Hi Dan,

    sorry to be nosey but how's your iva going?
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