Proper Skint!!!

spartan59

Had to break the No spend days today!!! £15 of petrol I have been driving on the red light for 3 Days!!!!

On the Plus side getting paid £2660 this month!!!!

bathgatebuyer

Be careful with the red light (voice of experience that was stranded by the roadside a fortnight ago!)

mbs1

So this month you will way over 1.5k surplus to pay off that barclay card!

jenki2

hey spartan,

Just came across your thread, you are doing jolly well!
Will be using you for motivation when mine inevitably dries up

Also have found mysupermarket very useful for checking if i am getting ripped off on certain products

x

spartan59

To be honest the £1500 will be swallowed by the overdraft!!!!!!!

I would love to pay it off the credit card but it will prob be the overdraft first.

When we sell the car in jan I will hit the credit cards

Fire_Fox

With regards to the shopping you can alternate where you go each week. Mr. Fire Fox loves his brand names, so I often shop without him! Does your wife know what the extent of your debts are? I am sure she will be very understanding of cutting back once she understands that if you continue as you were (not as you are, since you have made some fantastic changes already!) you could eventually have lost your home.

We like a lot of Tesco products but find we spend £20 a week more (for two of us!) than Asda so I just alternate. Frozen meat and veg tends to be cheaper than fresh; seasonal or short-dated stuff is cheapest of all.

spartan59

My wife knows the full extent of all ours debts, she just isn't as bothered about getting rid of them all as soon as possible, she is happy to let the loans etc just run their course. Obviously I am not.

However we do shop at ASDA as it is much cheaper than Tesco, and she does keep an eye on the budget.

webitha

sorry for being picky, but whny is your maintainence for youur other kids going down???
oh and yes you can eat very well and very healthy, i feed 5 of us on £200, and that is loads of fresh fruit and veg, HM bread etc

spartan59

My maintance is dropping in order to free up more money to pay towards my debts. At present I am paying £212 a month more than the CSA rate. I have 4 kids plus another on the way and see my 2 kids with ex every two weeks and for most holidays.

I also have to travel a 360mile round trip to pick up my monsters so really they cost me nearly £550 a month at present. So I am dropping the maintance by £100 to even it out.

Also ex has plenty of cash as she gets Tax credits / housing benifit / She works and runs a wieght loss club, plus my money. So she has more money a month than me. She has no childcare costs etc

So I don't think I am being out of order at all.

spartan59

Christmas shopping is now complete!!!

and heres to a new year to get stuck into these debts!! £37000 in a year? I doubt it but no harm in trying!!!