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And I thought I'd already seen a bad APR.....

Got this in an email today - The new freemans card is nothing short of shocking! :mad:

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39.9%!!!!!!!!! The bloke must be in the picture to order it for her whilst she sleeps, because I cant see any other reason for her to order one!
"Getting Married" - The act of betting half of everything you own on the fact you will love someone forever :rotfl:

Comments

  • I never heard of this card before. Is it aimed at sub-prime?
  • cifpower
    cifpower Posts: 6,502 Forumite
    Freemans credit card is operated by Vanquis
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    Seems they have changed their mind about the APR... or are just very confused:
    http://www.freemans.com/web/main/FS-intro.asp?FSoffer=offer06&cm_sp=FinancialServices-_-CreditCards-_-View

    Says 29.9% at the time of me posting this!!
    They need to get their act together.
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • jay87
    jay87 Posts: 152 Forumite
    I applied for one, and on the credit agreement it says they have 5 tiers, the lowest is 19.9%, and the highest is 59.9%!
    _________________________________________
    @ 08/13 total was £8,008.28-
    Pay off £1500 by end 2013 Challenge = £220/ £1500 14.67% :D
  • PROLIANT
    PROLIANT Posts: 6,396
    1,000 Posts Combo Breaker
    Forumite
    Then don’t apply for it! The card is aimed at the sub-prime market; you clearly have a good credit rating so stick to the main stream cards like MBNA et al.
    A welcome addition to the sub prime range of cards for people getting back on their feet.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • chuckley
    chuckley Posts: 4,405
    Part of the Furniture
    Forumite
    dint even no freemans did a card!

    dont see a problem tho.
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