Saturdat 13/12/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking
• update spreadsheets
• make a loaf in breadmaker
• add some coins to sealed pot
• swim and jacuzzi to use gym membership - if I get time
• storecupboard lunch
• laundry hokey cokey
• clean flat with stardrops and microfibre cloths
• batch cook some split pea and ham soup for freezer
• join OH up to whs club so I can get £5 off a book I want;)
• go to town with friend and use vouchers for free coffees and get free parking;)
• hand deliver rest of xmas cards

Woo Hoo it's the weekend:j :j all day to do stuff for myself instead of work:D and then lazy night watching x factor final tonight:D
Need to pick up/mke a birthday cake for DS3 as well as he will be showing up later, might be grown up but will still expect a cake etc:D
Have a good day everyone, hi to all the regulars and welcome on board to any new posters:D .

See you later.

mooomin

Good morning

Today I will:

• Check internet banking - all as expected
• Make my PADs - £8 in total today!
• Do washing @ 30 degrees
• Buy a cheap lunch when I go out with t'other half later on
• Finish Christmas shopping within budget (Even if it kills me!)

Have a lovely day all.

flying_fresian

Shelley84

Hi,

Today I am going to -

• Check my bank balance online
• do a spreadsheet of incomings and outgoings so I can see where it all goes
• put all the change from my purse into a pot
• do some of the competitions on here!
• make a list of everything I have in the cupboards etc so I don't buy things I don't need when food shopping (I always buy things I've already got!!) :rotfl:

That's my dfw day today.

Shelley

shopaholic84

Morning everyone :santa2: ,

Today i have/will:

• Finish the last of my xmas shopping and spend less than £40
• Wrap all my pressies up this evening and put them under the tree
• Play some free bingo
• Have a cheap night in and watch the X Factor final - come on JLS
• Checked online banking - nothing has changed
• Write everything in my new Money Planner book i got from Paperchase

I think thats all for me today - have a good Saturday all
xx

painted_lady

Hi everyone, happy weekend!
After an extremely productive MSE day yesterday I am tired now so not sure what I will do today.
heres a few I can think of
- do another washload on quickwash
- dry on radiators
- eat stuff thats in
- staying in tonight, will go through some financial papers if I am not too tired

lilly81

Hi Guys,
I didn't manage to get much done yesterday as I have a stinking cold

Today I will:
*check online banking done
*Apply to the 2 job agencies that have suitable jobs done
*sign up for mystery shops-there was an advert for one on the jobcentre plus website :j done
*Have a NSD done


DS is going on a sleep over tonight, but I am doing nothing Ds stayed home because he is full of cold too


Have a good day everyone :santa2:

Lilly X

Candy0107

Morning All,

Thank goodness it is the weekend !!!

Today I have/will do:

• breakfast at home
• get a bus into town (I am still not up to walking that far)
• checked online banking - no suprises
• spend Boots points getting hubby a Xmas pressie
• enter more comps
• put change into sealed pot
• stay in tonight and not spend any money

Hubby has dropped off our car for service and MOT, so I will meet him in town (I hope the car passes ~ we really cant afford a new one)

It is grey and miserable here - yesterday I went into Primark and bought a thick scarf and 2 umbrella's - I think they will be used today, I must get into the Chrimbo spirit.


Thanks to Sophiesmum for starting the thread.

Take care
Candy xxx

MrsAudus2b

Good morning all! :snow_laug

Had a lovely chinese last night round mum and dads with OH- so nice to see people after being holed up in the house for the past few days! Feel much better again today although have a slight headache!:o

Today I will:

• Check online bank accounts
• Go and have hair done :j This may not seem very DFW but I have put money aside over the past two months for it. Before joining this site I would always just put it on the credit card. So it really is DFW for me!
• Phone grandad using free minutes
• Go thru xmas TV guide - did not get round to this earlier in the week
• Phone bride shop - did not get round to this yesterday
• Go thru and update wedding planner
• OH going to old home town this afternoon to stay with some friends for the evening. He got paid a xmas bonus yesterday - which will pay for petrol, night with friends, and should last a good couple of weeks. We also put a fair chunk in the wedding savings pot. It was unexpected money...and a nice surprise:j
• Night with my best friend tonight - no sure of excat plans but have strict budget to stick to - really looking forward to it.
• Storecupboard tea and lunch
• Heating as low as possbile

Have a lovely saturday everyone
xxxxx

cassey1

Hi everyone,hope you are all ok.
I have not posted all week,as had the builders here all week,time i have got home from work and tidyed up,it was time for bed.
i have been getting withdrawal syptoms,not being able to post.

Today i will/have
-done WII fit.
-NSD
-lunch from store cupboard.
-tea from meal planner.
-two quick washs,drying on airer.
-do surveys
-enter some comps.
-Won a comp,received Best of most haunted DVD,will make a great birthday present for my SIL.
-keep heating off for as long as possiable.
-Lots of housework
-check on line banking.
-Stay in tonight and watch X factor final.
-finish wrapping christmas presents.

have a great day everyone
-

mizzy2

Hi all

-only had heating on for an hour, just turned it off and it wont go on until 5 when the boyf gets back from work
-heating will be off in mornings all week as boyf stays in bed in the week til 12 and Im going home
-do dissertation at home, stay in and not spend much money apart from 2 planned nights out
-will have to buy a magazine today 80p for train ride home 4 hours!
-will take packed lunch with me for train
-got 10p on free scratchcard
-done a few dooyoo ratings
-checked online banking
-will have to spend £1.60 on bus to train station saves £4 on a taxi
-boyf is all set with food for the week so neither of us needs to spend any more money on food as il be fed at home!

have a good saturday everyone

urg123

Hi Everyone,

It's very rainy here!! It's going to be a busy day today! Some of my jobs are very 'flylady'

• Look for a new job in the weekly trade email Done
• Washing Done
• Ironing
• Try and match up odd socks - thinking of fayjmac here!
• Clean bathroom
• Clean kitchen Done
• Vacuum Done
• Catch up with trade magazines and recycle
• Email friends to confirm postal addresses Done
• Go to post office to buy postage for international cards Done
• Write up the rest of the Christmas cards and post
• Buy bits for making sweets for Christmas presents for the people at the office. I really can't afford a pressie each so an assortment of goodies will go down a treat. Done
• Make list for food shop
• Pick up car from OH and visit parents this evening Done
• Return unwanted items to M&S Done

Have a good day everyone. I'll be back soon to see how everyone is getting on!

URG x x