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credit card insurance

Evening all
I've just received a renewal notice on my Natwest card protection policy for £35. I mainly need this for fraud protection because I'm self employed but I'm thinking of switching cards and I'm not sure if it would cover other cards.
Are there any policies independent of the card provider?
Am I covered against fraud in any other way, ie, by the bank?

Regards Pat

Comments

  • ~Brock~
    ~Brock~ Posts: 1,717
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    What does the policy actually do for you if you are a victim of fraud?
  • benf90
    benf90 Posts: 590 Forumite
    Do you mean these types of cover?

    http://www.cpp.co.uk/cardprotection.html

    http://www.sentinelcardprotection.com/index.htm

    Natwest may actually just resell one of the above and get paid commission.

    Personally I don't think they're value for money though.
  • I get CCP included with my Barclays bank account, if it wasn't for that I wouldn't have bothered registering for it.
    Cashback Earnt so far in 2009: AMEX £133.93, wepromiseto.co.uk £67.07, Barclaycard £25, MobilePhoneExchange: £28. TOTAL: £254.00
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    bitterSTAR wrote: »
    I get CCP included with my Barclays bank account, if it wasn't for that I wouldn't have bothered registering for it.
    How much is that each month though?
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • ~Brock~ wrote: »
    What does the policy actually do for you if you are a victim of fraud?

    It pays me back the money if I lose money to fraud. Up to £5000 prior to notifying them and £100,000 after notification. There are other benefits but I'm covered seperately on other policies for these.

    Pat
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