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Egg minimum repayment changes.

2

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    thumos wrote: »
    So, the next step for me is to see if they still have a copy of the original credit agreement - without it they can't actually enforce anything! :mad:
    Depending on how long you've held the account, you may find that Egg have it stored rather conveniently in your secure area.

    Might save you the cost of a stamp (and the £1 fee). ;)
  • madkitty
    madkitty Posts: 447 Forumite
    the one that they have stored online - should that be the original or the latest?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    madkitty wrote: »
    the one that they have stored online - should that be the original or the latest?
    It's the original, but they'll have a record of sending you notices of variation to your registered e-mail address.
  • Mozette
    Mozette Posts: 2,247 Forumite
    I got an email informing me.
  • Paul_Herring
    Paul_Herring Posts: 7,484 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    To those expressing utter surprise at the direct debit being #50 more than expected... Don't you check your online statements shortly after the statement date to check how much will be debited, and 'complain' before it's taken?
    Conjugating the verb 'to be":
    -o I am humble -o You are attention seeking -o She is Nadine Dorries
  • gingerkitten
    gingerkitten Posts: 45 Forumite
    OMG!! I definately did not get anything from Egg informing me of a change in the minimum payment. In my case my payment has increased by £100pm. I was away on holiday when my statement came in by e mail (I got that!), so missed checking it. I unwittingly paid in the usual amount to cover the DD and then was shocked when I checked with my online bank today to see that my DD has been rejected as there wasn't sufficient funds in there to cover it.
    I am obviouously not the only one who didn't receive any notification about this change. I am so angry I can hardly type!!!!!
  • madkitty
    madkitty Posts: 447 Forumite
    Ok am I being thick here then as my statement shows the interest to be taken but not the minimum payment amount?
  • Paul_Herring
    Paul_Herring Posts: 7,484 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    madkitty wrote: »
    Ok am I being thick here then as my statement shows the interest to be taken but not the minimum payment amount?

    egg_min_repayment.png
    Conjugating the verb 'to be":
    -o I am humble -o You are attention seeking -o She is Nadine Dorries
  • madkitty
    madkitty Posts: 447 Forumite
    Paul_Herring wrote: »
    egg_min_repayment.png

    :confused:
  • Paul_Herring
    Paul_Herring Posts: 7,484 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    madkitty wrote: »
    :confused:

    What are you confused about?

    You said you couldn't find where the minimum payment is stated, I showed a screenshot with the minimum payment highlighted with a red ellipse.
    Conjugating the verb 'to be":
    -o I am humble -o You are attention seeking -o She is Nadine Dorries
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